# <center>FOREWORD</center>
Over the years now, runing a successful business today is as much about our software which is use to manage payment which is more about the type of payment you accept.
By keping up with the customers payment prefrence driven by continously evolving technology is mostly essential in attracting and retaining your customers. Traditionally, accepting a card payment from different location are good chances of using some type of point of sale (POS) system. However systems are changing with technology and today newest models are the computers, smartphones and tablets which has also brought a drawback to the traditional POS systems.
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Point of sales machine (POS) is a device which interface with payment card to make electronic fund transfers. In term of security point of sale machine (POS) usually after an end to end cad encryption. But still there are still serious mistake merchant makes with their cards.
# • Being unaware of contract terms and early cancellation penalties
# • Not reading the T&C of the contract agreement.
All this are problem being faced by the merchant. This is really sickening!!
But now that the world is changing in technologies, cryptocurrencies payment is now witnessing mass adoption worldwide due to its simplicity and convenience.
Cryptocurrencies has now developed to have some basic features to stores which include:
• Payment of goods and services at any store
• Ability to make direct transaction through cryptocurrencies which saves cost to both the buyer and seller.
Well [GRAFT](https://www.graft.network/) offers the cryptocurrencies functions:
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What is [GRAFT](https://www.graft.network/) ?
[GRAFT](https://www.graft.network/) is a global open source, blockchain based, decentralized payment that employ payment processing which allows business, small and large to start accepting cryptocurrencies payment.
# <center>[GRAFT](https://www.graft.network/) AIM AT CHANGING THE PAYMENT PROCESSING INDUSTRY</center>
is by creating the platform that will allow cryptocurrency payment to be widely accepted by different merchant and consumers with some cryptocurrencies principles and tokens. The platform would allow payment of buying and selling be in the cryptographic which include
• Cryptocurrencies
• Cryptographic tokens
These will allow buyers to start using cryptocurrencies or cryptographic token instead using a plastic cards or paypal and also it will also enable the merchant to chose crptocurrecncies or cryptographic token for payment instead of the existing method that enable them to easily receive from their customers without any middlemen and at extremely low fees.
[GRAFT](https://www.graft.network/) has long finished their ICO and they have a functioning MainNet that allows business, either small or large to start accepting cryptocurrencies payment with their multiple devices which are:
# [GRAFT](https://www.graft.network/) PRODUCT
[GRAFT](https://www.graft.network/) mobile wallet APP
is a mobile wallet that carry your credit and debit card information as a digital form of you mobile device. Here is a sample of the GRAFT mobile wallet App
GRAFT mobile wallet App is available on IOS and Android………..
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# [GRAFT](https://www.graft.network/) cryptofind App
GRAFT cryptofind also allow users to find location that accept crypto, it is an application that allow merchant to update their status as well as for users to find those stores.
GRAFT cryptofind App is available on IOS and Android….
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<div class="pull-right">https://cdn.steemitimages.com/DQmQhDqUBGht4zr6QmPDip6P9QFxnrtPjzQkqzj8G2HagMG/Graft%20pos.png</div>GRAFT mobile POS App
GRAFT mobile POS App allow merchant to accept cryptocurrencies.
GRAFT mobile POS App is available on IOS and Android…..
# <center>BENEFIT OF HAVING GRAFT SOFTWARE THAT CAN INTEGRATE ON TOP OF EXISTING MERCHANT DEVICE</center>
# GRAFT
eliminate most inadequacy created by the existing merchant device. It makes the payment means as a whole better than the traditional merchant device in terms of:
# COST:
GRAFT software create and extremely lower fees than the existing merchant device that can be easily paid by the purchaser.
# EASY ACCESS:
One great benefit which the software create is an easy way of accessing in any location via an internet connection.
# SECURITY:
The software has a tightening security where all payments are secured and retained indefinitely on the blockchain ledger.
# SCALABILITY:
The scalability of a given payment network is the ability to process a large number transaction simultaneously without degradation of performance.
Before the new age adoption, most of the retailing stores has commonly use payment terminal to make and accept payment, most stores use payment form like the debit and credit cards with their point of sales (POS). So in order to integrate cryptocurrencies payment,
# <center> GRAFT is able to MAKE AN IMPACT FOR MERCHANT AND CUSTOMERS HAVING THE ABILITY TO PAY WITH AND SELL FOR ANY FORM OF PAYMENT:</center>
with the integration on both Verifone and Ingenico payment terminal whereby stores using the existing terminal are able to install the free application onto their personal terminal to start accepting payment in crypto.
# [GRAFT](https://www.graft.network/) RTA
The meaning of RTA is Real Time Authorization. A real time authorization is a system that can be used to check whether a customer credit card is acceptable in a few seconds.
[GRAFT](https://www.graft.network/) is currently working on Real Time Authorization that will make transaction as close to instant and possible for customers, which won’t delay the customers in waiting for a long period of time before confirmation.
# <center> HOW [GRAFT](https://www.graft.network/) RTA SYTEM ALLOW THE MERCHANT TO OPERATE THE BUSINESS AS USUAL</center>
In other for [GRAFT](https://www.graft.network/) RTA system to allow the merchant to operate the business as usual, they create a supernode that allows all transaction made to be processed by their network in real and feasible time. [GRAFT](https://www.graft.network/) also allow the merchant to operate their business the way they do because GRAFT goal is just to provide added service that will enable them in accepting crypto as payment and there wont be any need for new machines or equipment.
[GRAFT](https://www.graft.network/) will intend to change the future of crypto because recently cryptocurrencies is lacking acceptance. This situation is allowing people to stick to the traditional purchase with the use of traditional payment terminal such as Debit and Credit card. The acceptance of cryptocurrencies is lacking for traditional purchase due to long confirmation times whereby customers dislike long time wait. Unlike some cryptocurrency network they try by introducing special add on system or transaction types.
But [GRAFT](https://www.graft.network/)GRAFT process all its transaction in real time which expect all transaction to be completed in less than three seconds.
Unlike the traditional payment terminal, which include Debit and Credit cards, The credit cards most times charge the merchants some larger fee for every transactions been made by the customer. This has made transactions be more costlier than expected because the cost will be increased by the merchant where he carried almost all cost charged from him to the customer expense where the customer will be paying more but
# <center>[GRAFT](https://www.graft.network/) INTEGRATION IS OUT TO CHANGE THE WAY PEOPLE INTERACT WITH CRYPTO</center>
whereby they do not need in charging the customers as the transaction fees is been paid by the merchant and fees charged is not costly for the merchant where the fees are average of what the credit cards companies charges.
<div class="pull-right">https://cdn.steemitimages.com/DQmYWj3ZHW9f4uN1tLXVVovkFo8SywEcim1TBX7Ew4Z332B/sarah.png</div>
# USER CASE
Sarah is a business dealer who likes to buy her goods from stores, she deal in a big business and she always avoid the risk of carrying along cash anytime she want to get her goods. All she does is to take along her credit card to use the store POS machine in paying for her gooda.
Sarah also deal in online business which is decentralized on a blockchain network, she got her reward and payment with the cryptocurrencies. But due to the traditional payment method she is unable to use her crytocurrencies to buy her goods in stores.
But GRAFT created integration to the payment terminal, Sarah now prefer to deal with stores where they now accept cryptocurrencies as payment.
# FOR MORE INFORMATION:
[GRAFT Website](https://graft.network/)
[GRAFT Whitepaper](https://www.graft.network/wp-content/uploads/2018/05/Graft_White_Paper_2.01_May_2018.pdf)
[GRAFT Twitter](https://graft.network/)
[GRAFT BTCTalk](https://bitcointalk.org/index.php?topic=2115188)
[GRAFT Facebook](https://www.facebook.com/graftnetwork/)
[GRAFT Youtube](https://www.youtube.com/channel/UCV-5A5mbnu64pPRUm1r_-5A)
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