7 Money Saving Tips for Families for 2020 by adityajainxds

hive-175254 · @adityajainxds · Nov 28 '20 (edited)

$10.10

7 Money Saving Tips for Families for 2020

**Dear Steemit Community**

Money can be a source of joy for families. No doubt about it. You can go someplace around the world on a vacation. You can buy the big screen TV for your viewing pleasures. Or you can pay for a really good gift for your kids or your spouse.

<center>![beach-1867271_1920.jpg](https://images.hive.blog/DQmYNiHTAoG778W6VBWwZXxrbSScyj5E7FKjVvUBRpgRoPS/beach-1867271_1920.jpg)</center>

Money can also be a source of pain and quarrel. Especially if you wrestle with a lot of debt. Your income seems to be never quite enough. And the family needs keep expanding!

Families need to save money. With 2020 just around the corner, most people will write their New Year’s Resolution. But will never come around to implementing it. Let’s admit it, most families really don’t think about how to save money and invest for the future. They just seem to live in the money-lacking present that they just forget about the importance of saving for the future.

Here are 7 money saving tips for families for 2020.

1. Get everybody involved.
Don’t wait for the New Year. Write down your goals now and talk to everyone in the family. You and your spouse need to talk about how to implement a better system for managing your money. If you’ve been keeping secrets from each other, now’s the time to speak up. Level off your expectations from each other. Admit your mistakes. Apologize. Then start over. It’s great that the new year is about to start. It reminds us that whatever happens, life goes on.

After you’ve talked together, involve the kids. Tell them the importance of this project and how they will be affected.

2. Hold a family finance conference and lay down the plan.
It’s nice to call it a family finance conference ain’t it? It makes it a bit formal, which imposes some rules on all of you. It also helps you lay down the plans more easily. The kids may find it corny, that’s fine. It means you have some explaining and convincing to do. Once they get on board, implementing it would be a breeze.

money saving tips for families

3. Cut back on groceries.
Take a look at your monthly groceries list. Which of these items can you do away with? If you cut at least a P500 (USD 12), over the whole year, that would be P6,000 in savings! Not bad, right? You can then use that amount for extra things you want to buy.

4. Spend only on what you really need.
It’s easy to be impulsive when you go to the mall or to the grocery, especially if you have a credit card with you. But please, for the sake of your future, stop doing that. Instead, spend only on what you really need.

Try do it yourself repairs.
The next time the sink is clogged, don’t call in the plumber. Try figuring things out. Do it yourself! There’s Google and YouTube! The Internet is a great place to search for answers to your common problems related to repairs!

Go to a scheduled Sale.
Shopping during a Sale is a great experience. Try to squeeze in all your shopping during Sale season. You’d be amazed at the amount of money you’ll save. But please! Don’t spend a fortune during the sale. Any amount you save might be offset by the huge amount of money that you spend.

Use coupons.
If you subscribe to magazines or any shopping-related printed material, look for coupons. They’re a great way to save. You can also check out some promotional items at group buying sites like Groupon or in the Philippines, there’s Metrodeals.

5. Develop financial discipline in the kids.
It’s not that tough to develop financial discipline in the kids. You simply have to make sure that you have discipline yourself! Then talk to them about money. Set rules and boundaries. But don’t focus on the rules. Focus instead on the benefits they can have.

Start early with the kids. If they learn the value of saving money, they will get that habit with them even when they become older.

6. Save for a goal.
Don’t just save for the sake of saving money. Tie up your efforts to something bigger. Whether it’s for a new car (that will be paid for in cash); for a new house; or for a vacation to another country. This way, you know for sure where your money will go. The next time you’re tempted to take money out of your savings, you’ll feel guilty because it’s already been allocated for something else.

7. Rinse. Repeat.
Track your progress. Then repeat these steps as necessary. Saving money is a long-term goal. It’s not a one-time big time affair. Besides, it’s the discipline of saving that will get you there quickly.

**Image Credit : [1](https://pixabay.com/photos/beach-family-fun-leisure-ocean-1867271/)**

<center>https://steemitimages.com/DQmQ7mGj3ZCjFQzkhB5PSHtqcgMMMESEusGAoRW4k2rFc2F/stars.png</center>

<center>![Screenshot_2020-08-29 One more reminder about PROJECT HOPE stand on PLAGIARIZM and post spinning — Hive.png](https://cdn.steemitimages.com/DQmS9vh3DXuTJH2L1tNZ45aRW2LEAJ6TUF7qhZwrvaj14E9/Screenshot_2020-08-29%20One%20more%20reminder%20about%20PROJECT%20HOPE%20stand%20on%20PLAGIARIZM%20and%20post%20spinning%20%E2%80%94%20Hive.png)</center>

<center>https://steemitimages.com/DQmQ7mGj3ZCjFQzkhB5PSHtqcgMMMESEusGAoRW4k2rFc2F/stars.png</center>

*Hope you like my article, request you please write a comment and upvote this will motivate me to write more for this beautiful community.*

*A writer is complete when his audience upvote and comment, this helps him to know. What his audience want from him.THANK YOU !!!!!!*

<center>https://steemitimages.com/DQmQ7mGj3ZCjFQzkhB5PSHtqcgMMMESEusGAoRW4k2rFc2F/stars.png</center>

# <center>Please Support the Project</center>

<center>![Screenshot_2020-05-06 #ProjectHope, a great Multidisciplinary team — Hive.png](https://images.hive.blog/DQmNvVLh21G26LXWLBtaP9gABAc8nHWjKD3f1qrMQAhiLNj/Screenshot_2020-05-06%20#ProjectHope,%20a%20great%20Multidisciplinary%20team%20%E2%80%94%20Hive.png)<center>

Special Thanks to the @crypto.piotr (Founder) and the team.

PROJECT #HOPE An Initiative to give hope!

**Original Post -** [projecthope-a-great-multidisciplinary-team](https://steemit.com/trending/hive-175254)

<center>![Screenshot-2018-1-21 Collection of decorative page dividers.png](https://steemitimages.com/DQmadjc84drk6SA3rLCjVTZkHmbwVdjdbAfpfqYTau3oPFJ/Screenshot-2018-1-21%20Collection%20of%20decorative%20page%20dividers.png)</center>

👍 therising, project.hope, eric818, crypto.piotr, reflektor, hingsten, bippe, xpilar, gunthertopp, protoss20, majes.tytyty, tysler, patorney, spaminator, bigpower, smjn, kryptogames, supersoju, jerrybanfield, ph-fund, ph-support, vlemon, shortsegments, discovereurovelo, gandhibaba, karja, culgin, bitshares101, vegemitekid, drax, stever82, lastminuteman, iansart, hassanabid, mowemu, merlin7, franyeligonzalez, vallesleoruther, musicvoter, jack.russelle, samminator, e-r-k-a-n, hopehuggs, danishmmir, steemit-pak, shaunmza, roadofrich, demondantv, olivera-despina, upme, carlos84, chimzysports, fucho80, kcherukuri, tolustx, mikitaly, sp-group, syedumair, gtpjfoodbank, josevas217, unbiasedwriter, openmindedtravel, travelnepal, machnbirdsparo, and 247 others

properties (23)vote details (311)

voter	rshares	pct
bitshares101	95,901,630,267	50%
xpilar	883,211,716,215	17.5%
olivera-despina	37,858,342,056	70%
randomblock1	745,443,789	35%
darthnava	1,626,804,291	35%
discovereurovelo	130,178,074,212	35%
ahmadmanga	694,988,289	35%
oleg326756	1,002,289,597	100%
hopehuggs	45,248,951,977	80%
lastminuteman	75,602,650,533	7%
ericwilson	1,071,663,881	70%
shaunmza	43,325,852,399	100%
nadabrahmasounds	3,127,253,733	35%
travelnepal	23,284,303,915	35%
gbenga	11,704,973,951	70%
oluwatobiloba	2,407,472,069	35%
damla	1,150,224,056	35%
lebah	271,179,069	35%
vickaboleyn	4,417,421,222	35%
frankydoodle	6,505,183,567	35%
eric818	2,126,276,649,475	56%
danishmmir	45,057,392,970	49%
iansart	74,099,324,987	35%
stammy	175,510,926	100%
jerrybanfield	215,329,039,699	35%
cristo	150,312,302	35%
yehey	1,549,451,119	17.5%
samminator	47,631,733,558	70%
epixar	449,485,811	35%
guchtere	91,240,322	35%
gunthertopp	640,437,573,087	11.9%
pisolutionsmru	8,723,510,825	35%
vallesleoruther	59,068,735,964	80%
flatman	863,744,432	70%
marpa	16,539,173,811	35%
openmindedtravel	23,563,043,666	85%
greatness96	4,810,230,037	7%
fatherfaith	1,280,705,031	70%
uddhav	158,459,857	35%
lenonmc21	3,366,108,829	100%
tfame3865	4,183,388,689	50%
qsyal	1,103,025,513	35%
syedumair	29,390,087,806	14%
hassanabid	67,157,195,580	35%
hdmed	1,986,523,087	70%
nascimentocb	505,641,675	35%
karja	115,518,484,873	5%
spaminator	355,350,248,607	19%
afuturemodern	153,684,140	35%
bebobaloch	188,292,572	70%
accelerator	6,514,592,005	1%
ogejoy	1,540,515,105	35%
vlemon	160,735,120,750	70%
drax	77,676,757,607	17.5%
majes.tytyty	405,175,315,351	30%
upme	36,425,778,272	35%
gtpjfoodbank	26,160,458,846	100%
thetimetravelerz	21,688,673,646	70%
bhoa	298,147,454	50%
asok	179,420,919	35%
carlos84	34,073,398,756	100%
alvinauh	11,387,665,568	35%
drags	4,562,814,804	70%
udow	10,864,758,114	100%
mtl1979	240,646,483	50%
msphilippines	69,434,531	35%
siggiboy81	491,710,294	35%
chekohler	2,522,293,534	35%
suzn.poudel	234,257,275	35%
banjjakism	12,088,792,984	28%
acdevan	5,325,772,966	35%
steeminer4up	71,086,786	35%
kcherukuri	30,869,736,025	100%
mojubare	1,659,211,475	35%
drmincu	7,812,157,715	35%
madridbg	444,475,186	35%
mikitaly	30,663,008,586	21%
arbazalam	55,404,088	35%
tolustx	30,864,051,366	70%
epicdominic	123,605,893	50%
adncabrera	1,622,223,805	35%
benie111	7,796,553,424	70%
adityajainxds	18,056,939,310	100%
leticiapereira	1,442,521,629	35%
emjoe	2,628,370,912	35%
teamnepal	1,639,086,274	17.5%
legoman	8,031,326,765	70%
smjn	313,335,794,516	49%
fun2learn	2,300,986,401	35%
gandhibaba	128,917,855,942	35%
ibad4242	575,115,507	70%
nilu	151,676,276	35%
culgin	108,172,705,008	100%
unicron	1,330,696,337	50%
alimehdi244	501,419,598	70%
kimjaguar	3,601,612,945	35%
pab.ink	185,459,617	100%
haidermehdi	8,376,936,472	35%
lalukc	152,312,077	35%
leoumesh	482,635,843	35%
rbalzan79	7,339,155,523	70%
investyourvote	5,274,151,916	45%
ramsesuchiha	11,152,214,775	70%
hazem91	1,994,291,644	14%
emiliomoron	17,773,377,555	100%
nilesh.katuwal	182,662,824	35%
rameshwor	152,211,455	35%
cyprianj	124,599,049	100%
jasonwaterfalls	1,315,362,060	70%
maikuraki	293,615,974	7%
joelagbo	10,931,469,306	35%
ylich	625,306,027	70%
bonzopoe	4,269,213,541	17.5%
josevas217	25,958,277,689	17.5%
greendeliverence	330,928,820	100%
supersoju	226,055,285,921	100%
santosh123	151,283,663	35%
uyobong	9,599,419,608	50%
franciscopr	1,059,695,220	35%
franyeligonzalez	61,248,547,100	70%
demondantv	39,985,170,793	49%
therising	9,060,591,077,226	70%
tiket	3,671,509,387	35%
machnbirdsparo	22,995,430,110	56%
cyemela	16,279,093,113	70%
dreimaldad	14,399,170,105	50%
soteyapanbot	3,346,173,818	100%
taywilkins	154,465,053	35%
branding	96,823,109	17.5%
broadcast	803,900,573	17.5%
srijana-gurung	14,690,295,698	35%
fucho80	32,363,851,096	70%
automation	245,092,855	17.5%
musicvoter	58,061,897,194	100%
crypto.piotr	1,600,511,301,648	41%
jjqf	6,403,851,558	70%
akdx	14,212,137,625	25%
upvotebank	3,186,375,968	35%
mikemoi	176,848,010	70%
dailyspam	756,540,124	30%
musiciansupport	2,644,444,012	70%
bdmillergallery	698,276,887	25%
kolkamkwan	533,923,267	3.5%
tysler	382,550,383,301	66.5%
ceylang	43,525,487	35%
banufil	52,498,111	38.5%
rengus	1,904,231,825	70%
arthurwh	83,564,155	49%
hardaeborla	6,894,137,857	35%
eliorrios	1,653,557,137	35%
council	957,176,135	17.5%
fatihgul	61,017,777	35%
karamyog	6,993,201,434	70%
pervert	61,063,757	35%
ceyhan	49,954,056	35%
edacosar	117,551,003	56%
demgu	35,764,960	35%
erapvu	101,029,234	45.5%
vural	65,999,562	35%
ericay	69,759,403	35%
orunar	70,399,944	35%
shortsegments	148,459,926,131	10%
steinz	235,756,516	35%
mastersa	2,419,773,068	35%
bigpower	327,824,738,022	17.5%
coach.piotr	1,103,580,284	66%
amart29	6,486,691,583	35%
vegemitekid	95,494,608,400	100%
jayplayco	2,114,406,218	3.5%
floridelvalle	244,046,137	70%
stever82	77,556,390,691	35%
deepakgurau	155,500,221	35%
spoke	5,005,473,445	56%
team-mexico	3,470,650,170	35%
shortshots	183,477,973	5%
rabin55	135,550,387	35%
belkisa758	10,050,531,107	70%
smallbites	198,586,787	5%
alokkumar121	4,034,121,058	17.5%
jorge.neveralone	68,183,033	17.5%
mariluna	813,211,289	35%
macoolette	6,263,859,865	100%
tangela	4,189,226,210	70%
n1hal	1,945,680,081	100%
unbiasedwriter	25,537,351,434	7%
creativeblue	20,071,104,938	70%
lemedieval	300,019,017	70%
ojerinde	1,659,771,542	35%
berthold	5,182,670,593	30%
merlin7	61,385,115,719	70%
besheda	2,596,454,221	35%
worldcityguides	95,810,313	35%
janettyanez	10,517,647,083	35%
sarkash7011	1,373,273,605	35%
thethomasstories	138,177,235	35%
sp-group	30,419,575,319	100%
stowaway	89,731,188	100%
budapestguide	12,845,237,257	17.5%
erarium	2,182,641,979	100%
glastar	1,267,873,396	3%
alfarofranudy	227,078,702	35%
straighttalk	1,300,674,564	35%
ferrate	17,419,861,110	35%
healthexpert	983,671,817	35%
angelik-a	343,315,815	35%
mintymile	2,339,082,492	100%
reflektor	1,517,771,774,191	17.5%
drazeus	3,089,167,734	35%
bippe	949,717,285,181	17.5%
e-r-k-a-n	46,019,206,735	24.5%
hingsten	1,117,709,159,079	17.5%
robinsonr810	4,505,331,286	35%
maskuncoro	1,770,108,121	35%
schachoberhessen	2,355,892,722	100%
bewithbreath	99,604,520	70%
newton666	1,615,671,383	100%
beingrahul	726,951,846	35%
kryptogames	279,232,606,505	70%
tigrea1	231,590,595	35%
hunter-man	41,800,549	35%
reeta0119	3,776,987,400	35%
roadofrich	42,724,948,854	56%
bhatta	159,503,614	35%
kgcoin	233,198,230	35%
tomlee	1,629,323,540	35%
madhab	135,439,526	35%
chimzysports	33,113,004,802	100%
co2fund	2,273,277,928	21%
dcinside	1,481,249,462	35%
team007	3,187,090,580	35%
helengutier2	21,363,576,152	35%
project.hope	2,745,087,605,426	31%
krl	86,256,639	100%
maxuvd	5,696,963,021	11%
maxuve	2,901,489,269	0.96%
cryptomission	7,033,859,616	70%
petscorner	97,189,441	17.5%
mowemu	66,429,393,663	63%
simplex-world	12,151,955,105	70%
ph-fund	190,505,489,698	70%
jgb	361,507,115	52.5%
lotto-de	1,290,258,062	30%
jack.russelle	49,299,845,308	35%
wer-gewinnt	5,375,973,595	100%
hope.venezuela	341,212,230	70%
steem.faith	120,948,463	35%
angel33	139,116,622	35%
zirky	2,544,452,294	100%
stevespeaks	3,835,111,211	35%
awah	17,716,278,894	45.5%
photosnap	1,564,377,820	14%
marblesz	4,204,871,417	70%
ellaella	191,029,446	52.5%
nerdvana	172,712,234	17.5%
doctorblack	56,018,070	35%
a-de-le	94,151,923	38.5%
darciga	114,534,307	35%
doppley	8,517,978,733	70%
andreasnil	154,222,767	35%
miguelwalter	69,235,275	35%
frederickbangs	2,281,812,880	35%
ben-edom	3,343,015,949	35%
eni-ola	1,913,410,796	35%
papa-mensa	2,083,724,805	70%
steem.rise	2,343,532,186	56%
hosseinrad	16,926,640,663	70%
mypap	342,464,357	35%
arlettemsalase	1,606,865,224	35%
protoss20	483,065,832,132	35%
bittern	143,914,171	63%
lovveday	1,370,066,289	35%
unyime	1,238,805,991	7%
vhenom	321,562,744	25%
melanur	2,695,852,494	70%
talktofaith	17,920,178,444	50%
beckie96830	18,495,868,508	35%
isabellta	989,329,995	17.5%
leonelb	2,032,742,811	35%
pradhumna	147,976,289	35%
ph-support	188,575,175,677	41%
ayram	319,130,531	35%
okoyejoshua	392,795,866	10.5%
daverobe	6,701,715,954	35%
sonualam	212,237,991	35%
igahgift	65,398,171	35%
omonteleone	1,227,536,273	17.5%
patorney	357,199,551,646	7%
futureanalogue	96,100,732	35%
rabumah	151,411,642	35%
yhitsgregg	529,407,951	70%
ewiek	491,028,314	35%
deathtox	1,199,883,738	70%
mokas	121,113,404	35%
kovli	121,762,913	35%
traila	127,988,466	35%
detez	145,857,643	35%
adon	150,659,895	35%
talaur	154,918,896	35%
vdum	130,905,038	35%
faidom	157,915,235	35%
thegreatwonder	102,090,100	35%
sauravpanthi99	350,464,567	35%
subexa	146,075,193	35%
swapapp	352,872,768	70%
fhana	139,549,578	17.5%
steemit-pak	44,970,166,254	35%
horcorredor	139,089,588	35%
dabeerahmed	2,082,451,642	35%
auc	1,603,402,415	15%
nutellaboy26	145,565,464	35%
motriks	125,293,652	70%

`post_id`	88,598,475
`author`	mojubare
`permlink`	qkkq9y
`category`	hive-175254
`json_metadata`	{"app":"steemit\/0.2"}
`created`	2020-11-29 20:01:15
`last_update`	2020-11-29 20:01:15
`depth`	1
`children`	0
`net_rshares`	0
`last_payout`	2020-12-06 20:01:15
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 SBD
`curator_payout_value`	0.000 SBD
`pending_payout_value`	0.000 SBD
`promoted`	0.000 SBD
`body_length`	145
`author_reputation`	41,262,501,730,822
`root_title`	"7 Money Saving Tips for Families for 2020"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 SBD
`percent_steem_dollars`	10,000

`post_id`	88,600,951
`author`	franyeligonzalez
`permlink`	qkl6cr
`category`	hive-175254
`json_metadata`	{"app":"steemit\/0.2"}
`created`	2020-11-30 01:48:30
`last_update`	2020-11-30 01:48:30
`depth`	1
`children`	0
`net_rshares`	0
`last_payout`	2020-12-07 01:48:30
`cashout_time`	1969-12-31 23:59:59
`total_payout_value`	0.000 SBD
`curator_payout_value`	0.000 SBD
`pending_payout_value`	0.000 SBD
`promoted`	0.000 SBD
`body_length`	272
`author_reputation`	1,116,291,911,150,883
`root_title`	"7 Money Saving Tips for Families for 2020"
`beneficiaries`	`[]`
`max_accepted_payout`	1,000,000.000 SBD
`percent_steem_dollars`	10,000