Money Leaking Routes of an Average Citizen by futurekr

hive-175254 · @futurekr · Jul 26 '20

$4.52

Money Leaking Routes of an Average Citizen

Financial education should be a 6 Unit course in college as it is an integral part of our lives. A lot of people have just played with their finance from the moment they got it, they tend to mis-manage their funds. So many people do not even know they are bad with their funds and this can be very detrimental to their finance. The first mistake a lot of people make is living above their expenses. I do not say you cannot spoil yourself occasionally but in this case, a lot of people live a life they cannot keep up to. A lot of people buy things they do not need with the money they do not own to impress/oppress people who do not care.

![fix-your-compressed-air-leaks-lead.jpg](https://cdn.steemitimages.com/DQmS6pppBFxsGRbSLWZmJZn3YkQfR4nrmbvKFy6ezr8raR8/fix-your-compressed-air-leaks-lead.jpg)
[Credit](https://www.plantservices.com/articles/2018/ca-money-in-your-pocket-fix-your-compressed-air-system-leaks/)

Living a life, you cannot afford is one thing that as affected a lot of people, and this always tells on their finances. When I talk about affording something, I see it as the ability to purchase five of the same product/service without having a feeling on your finance. A lot of people just dwell in credits and debts and this is going from mortgage, student loans, and so on. Spending money you do not have is a very bad thing.

Insurances are not investment is one thing I tell a lot of people. I have heard a lot of people saying that they are investing in insurances but the truth is “insurances are not investments, they are policies to keep you safe and serve as risk management strategies in cases when the needs arises.

Try never to kill your wallet, it is a very important thing to know. From drinks, smokes, and so on, a lot of people smoke and drink (I do not mean to offend anyone doing this, as I am not against anyone doing them) but excessive drinking and smoking beyond your planned budget is going to affect your wallet. When you start drinking irresponsibly against what is written on the pack or bottle of the drink, then you are wasting money and it is killing your pocket.

Lottery is one thing that a lot of people go into, gambling and lottery is a 1/1000 chance of winning and doing lottery is a good way to burn your money unless you own the lottery shop or the casino. One way to keep up your finance is to invest and not gamble.

Arguing about things that are not paying you. Like the saying goes “Time is money” a lot of people waste a lot of time discussing cheap and unfruitful conversations and at the end of the day, they end up not making anything useful with their day.

👍 project.hope, therising, reflektor, bippe, gunthertopp, supersoju, culgin, bigpower, soteyapanbot, ph-fund, protoss20, merlin7, shaunmza, discovereurovelo, sp-group, cyrusemerson, kcherukuri, nainaztengra, mikitaly, jadams2k18, oluwatobiloba, elizacheng, maxwellmarcusart, kimzwarch, vlemon, tomoyan, fucho80, davidke20, upme, meins0815, dreimaldad, jack.russelle, tolustx, juanmolina, archisteem, machnbirdsparo, hosseinrad, jasonwaterfalls, cyemela, mikemoi, jeenger, hardaeborla, karamyog, amart29, zacherybinx, upvotebank, ebargains, simplex-world, papa-mensa, n1hal, fun2learn, frankydoodle, epicdominic, bhoa, sixexgames, erarium, oleg326756, frederickbangs, beckie96830, jgb, janettyanez, lebah, gadrian-sp, juancho10, and 16 others

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@mandate · Jul 26 '20

*Insurances are not investment is one thing I tell a lot of people. I have heard a lot of people saying that they are investing in insurances but the truth is “insurances are not investments, they are policies to keep you safe and serve as risk management strategies in cases when the needs arises.* I guess I am guilty of that also because I have always believe insurance is a suitable source of Investment

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@futurekr · Jul 29 '20

>I am guilty of that also because I have always believe insurance is a suitable source of Investment

But you now better and that is an added advantage for you thanks for visiting.

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@franyeligonzalez · Jul 26 '20

Most people waste money on unnecessary things, I think that when we do not have the economic solvency for that, the ideal is to be cautious and invest in something that in the future can give us that solvency that we want so much.  Vices are the worst enemy of our pockets but also one of the hardest things to leave behind.

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@futurekr · Jul 29 '20

Very true words thanks for visiting.

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@oluwatobiloba · Jul 27 '20

The list you have mentioned are really accurate, wasting good time on unnecessary argument is indeed a time wasting option.

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@futurekr · Jul 29 '20

Very time wasting @oluwatobiloba, thanks for visiting.

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