SALT的基本介紹及背景資料整理 by htliao

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cn · @htliao ·
$50.49
SALT的基本介紹及背景資料整理


![salt.png](https://steemitimages.com/DQmVbz2Aoyz6DXg6EPant4eZSn2TjEXSa23XYHiPGxi5Wp7/salt.png)

[Source](https://medium.com/cryptocurrency-citizen/blockchain-review-salt-lending-win-win-loans-f96f64a37d91)



定位：會員制的區塊鏈借貨平台

總量：一億二千萬


誕生年份：2017

SALT是一個會員制的區塊鏈借貸網絡，在SALT的平台上，用戶可以使用他們持有的數字貨幣作為抵押品來獲得貨款。它的公司Salt Lending Holdings, Inc.位於美國科羅拉多洲的丹佛。 這裡的SALT當然不是我們日常會用到的食鹽的意思啦，它的英文全名是Secured Automated Lending Technology，也就是安全的自動化貸款技術的意思。SALT可說是簡化了整個貸款流程，促進了一個全新的區塊鏈資產抵押市場，能有效滿足借款人的資本需求。

以下是借貸的流程，~~不懂英語的就抱歉了~~：


![lendingprocess.jpg](https://steemitimages.com/DQmWP7BicGUk4wfBSEHCcwpd5CQgFAaob7DHLBcq69qpmPY/lendingprocess.jpg)

[Source](https://crushcrypto.com/analysis-of-salt/)


在SALT平台上的借貨完全是基於抵押品的，它不會對借款人進行信用評分，只要你持有同等價值的抵押品就能獲得一樣的貨款。雖然SALT不會對借款人進行信用檢查，但它會執行全面的反洗錢(AML, Anti Money Laundering)和「認識你的客戶」(KYC, Know Your Customer)方針。

SALT代幣是以太坊ERC-20代幣的一種，代表了你是哪一種會員會在平台上享受怎樣的待遇，以下是各種會員所享有的待遇及其收費：
![membership.jpg](https://steemitimages.com/DQmQuNhVJamz5TWEJUT21HbZxGPMG1ov5JrBCftb5QPGozS/membership.jpg)

[Source](https://crushcrypto.com/analysis-of-salt/)

![creditcard.jpg](https://steemitimages.com/DQmSVG4aZ4zsTVCabjw8hia1fZdGRdBpfRGLyNo1zAvY5kt/creditcard.jpg)

[Source](https://www.facebook.com/SALTLENDING/photos/a.304625613286394.1073741829.211253932623563/407050103043944/?type=3)

SALT還打算在2018年推出他們的信用卡呢。


買賣平台：Binance, Bittrex, Liqui



# 順道宣傳一下中文區加密貨幣研究社，鼓勵大家多使用 #cn-cryptocurrency標簽，希望大家多些翻譯和寫作關於幣界的資訊，為中文區的大家提供更多虛擬貨幣資訊。









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vote details (260)
@shenchensucc · 
感谢总结，这个感觉还挺有意思的，可以投一点，哈哈
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@htliao ·
$0.09
你還有錢啊？ T^T 給土豪請安。
👍  
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@shenchensucc · 
没有啊，我说可以投一点点，没说一定会投啊。。。最近超级穷。。。
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@shenchensucc ·
$0.08
这个salt的贷款额度是多少？利息是多少？查了吗？如果抵押的虚拟货币贬值了怎么办?
👍  , , , , ,
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vote details (6)
@nazarwills · 
Verygood. .  Thank's for sharing @htliao
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@deanliu ·
$1.21
血洗了~~~ 感覺這business model很容易被copy啊? 還能排到#38... interesting...
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@htliao ·
$0.09
哈哈的確是呢，就看他們如何實行了。
👍  
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@deanliu · (edited)
呵呵，你有五個跟班啊？不錯喔！讓我來雙贏一下~~~~
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@juanyao ·
$0.14
很喜欢你介绍不同虚拟币的这个系列，很方便消化。还在慢慢看着你的其他内容。多谢了！
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@htliao ·
$0.09
謝謝，我會繼續努力的。
👍  
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vote details (1)
@slempase · 
very useful information, thank you for sharing about cryptocurrency SALT..., have a great day @htliao
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@fr3eze · 
区块链上的抵押品应该就是货币吧，有同等价值的抵押品还需要借贷？Get 不到这个 idea
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@deanliu · 
槓桿。
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@tsinrong · 
昨天刚买了点。
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@jianan · 
Salt让我想起有一间公司开发了一款灯，这款灯是用海水提供能量，可以提供给沿海国家的贫困人民，让他们能够用得上灯照明
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@yingpingzhang · 
这是一个不错的区块链应用
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@blazing · 
wow this salt is really amazing time to hold some
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