Like I said in the part one of this post, life is unpredictable and incredibly short, even if we don’t realize that right away, that’s why it’s so important to know some essential rules, facts and advice about money. 

It’s never too late to learn something new, and it’s definitely not too late to make your life better. 

<center>![money.jpeg](https://steemitimages.com/DQmc1yTNit99wZYoTjQbjNqsPXzB5Fi8gprYqEj63yenxSs/money.jpeg)</center>[source](
https://goo.gl/images/nj9PTP)

These are some advices that you should follow if you want to have a better management of your money and to increase the quality of your life. 

### It’s more profitable to buy quality clothes and shoes instead of cheap ones
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A good pair of shoes will serve you longer than a low quality one that is twice as cheap. 

The best solution is to buy quality clothes and shoes when there are sales, so you won’t have to buy a new pair of jeans or a new jacket every year or every month.

### Let go of compulsive shopping
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Emotional shopping is bad on the long term, even if they bring you happiness in the heat of the moment. 

When you do this kind of shopping, you’ll end up buying things that you don’t really need, but circumstances and marketing make you empty your pockets. 

### Start saving money for when you’re older
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Time flies at the speed of light. You go to sleep at 20 and you wake up at 30. Time doesn’t show mercy, so one day you’ll wake up having to take your grandson from kindergarten. 

It’s really important to save some money every month if you want to have an easy life when you’re old.

### Try to cook your food instead of buying it
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Some people, especially those who value their free time, are tempted to eat in bars and restaurants. 

But if you make a simple calculus, you’ll see that home cooked meals are a lot cheaper. Besides that, eating so much fast food can’t be good for your health.

### Make a financial buffer
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You can make a financial buffer by putting a part of your salary directly in your bank account every month. 

Life is unpredictable. There could be urgent situations when you’ll need a lot of money. It’s practical to put money aside every month, so when a stressful situation like that appears you won’t need to borrow money.

### Important costs in families need to be jointly
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A couple doesn’t have to have the same opinions all the time, but they need to come to an agreement on important things like financial issues. 

If one of them tries to save money and the other keeps spending it in every direction, the result will always be a negative one. Talk to your other half and decide on a financial strategy for the house by setting some common goals.

### Create a passive source of income
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It’s great to have a stable job that brings enough money. But in our world, it’s a lot safer if you have more income sources, so you should always study new investment opportunities.