What are the best saving tips you know ? by leysonrye

View this thread on steempeak.com
· @leysonrye · (edited)
$1.74
What are the best saving tips you know ?
<a href="https://musing.io/q/prechyrukky/p3stpq2kq">View this answer on Musing.io</a><br /><p>By far, this is the most interesting question I want to answer.&nbsp;</p>
<p>Saving money is the most difficult thing to do especially when price of basic commodities are soaring but your salary is not. Sometimes, our expenses exceed our income which leads us to be trapped in debt.&nbsp;</p>
<p>Don't worry, it is not only you who is having this difficulty because I am experiencing this too. But thanks God, I heard about a solution which I will share to you in case you missed it.</p>
<p>The formula for saving should be like this:</p>
<p>INCOME - SAVINGS = EXPENSES</p>
<p>Suppose you are earning 10,000 per month. Take a specific amount for savings and the rest goes to buying groceries, paying utility bills and other expenses. This way, whatever happens, you sure are prepared.</p>
<p>The problem why many people loans especially during emergencies is because they are following the formula:</p>
<p>INCOME - EXPENSES =SAVINGS</p>
<p>Now, let me ask you, if you are earning 10,000 a month, are you sure there will be left for savings? I bet no. Because it is our attitude to pray after the lightning struck or <em>manguros lang ta ig human ug pangilat.</em></p>
<p><br></p>
<p>Some of you might say, my income is not even enough for our expenses, how much more if I take an amount for saving?</p>
<p>I say, make a budget and change your lifestyle.&nbsp;</p>
<ul>
  <li>If it is your habit to go to a restaurant to eat after payday, change. Why not eat at home? I believe that eating together makes relationship healthier.</li>
  <li>Buy only what you need. Whenever a mall has a sale, I usually go. Even if I don't need that item but the price is stashed to 50%, I will surely buy that. The ending, all money is spent and the things I bought are left unused or unworn. But that was before.</li>
  <li>Refrain from going to malls. It has been my hobby before to go to malls to relax. And what would you do there? Of course, stroll the shops and stalls. Then you see a shirt or a shoe that you like, and you buy it but it is not included in the budget so your budget is ruined.</li>
</ul>
<p>Thanks for reading and I hope this helps.</p>
<p><br></p>
👍  , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , and 393 others
properties (23)
post_id67,267,917
authorleysonrye
permlinkpkjn8hkcq
categorymoney
json_metadata"{"appTitle":"What are the best saving tips you know ?","format":"markdown","musingAppVersion":"1.1","links":["https:\/\/musing.io\/q\/prechyrukky\/p3stpq2kq"],"appCategory":"money","appParentAuthor":"prechyrukky","appTags":["money","life",""],"musingPostType":"answer","appBody":"<p>By far, this is the most interesting question I want to answer.&nbsp;<\/p>\n<p>Saving money is the most difficult thing to do especially when price of basic commodities are soaring but your salary is not. Sometimes, our expenses exceed our income which leads us to be trapped in debt.&nbsp;<\/p>\n<p>Don't worry, it is not only you who is having this difficulty because I am experiencing this too. But thanks God, I heard about a solution which I will share to you in case you missed it.<\/p>\n<p>The formula for saving should be like this:<\/p>\n<p>INCOME - SAVINGS = EXPENSES<\/p>\n<p>Suppose you are earning 10,000 per month. Take a specific amount for savings and the rest goes to buying groceries, paying utility bills and other expenses. This way, whatever happens, you sure are prepared.<\/p>\n<p>The problem why many people loans especially during emergencies is because they are following the formula:<\/p>\n<p>INCOME - EXPENSES =SAVINGS<\/p>\n<p>Now, let me ask you, if you are earning 10,000 a month, are you sure there will be left for savings? I bet no. Because it is our attitude to pray after the lightning struck or <em>manguros lang ta ig human ug pangilat.<\/em><\/p>\n<p><br><\/p>\n<p>Some of you might say, my income is not even enough for our expenses, how much more if I take an amount for saving?<\/p>\n<p>I say, make a budget and change your lifestyle.&nbsp;<\/p>\n<ul>\n <li>If it is your habit to go to a restaurant to eat after payday, change. Why not eat at home? I believe that eating together makes relationship healthier.<\/li>\n <li>Buy only what you need. Whenever a mall has a sale, I usually go. Even if I don't need that item but the price is stashed to 50%, I will surely buy that. The ending, all money is spent and the things I bought are left unused or unworn. But that was before.<\/li>\n <li>Refrain from going to malls. It has been my hobby before to go to malls to relax. And what would you do there? Of course, stroll the shops and stalls. Then you see a shirt or a shoe that you like, and you buy it but it is not included in the budget so your budget is ruined.<\/li>\n<\/ul>\n<p>Thanks for reading and I hope this helps.<\/p>\n<p><br><\/p>","musingAppId":"aU2p3C3a8N","tags":["money","cebu","philippines","steemxp","musing-io"],"app":"steemit\/0.1","appDepth":2,"appParentPermlink":"p3stpq2kq"}"
created2018-12-11 05:39:06
last_update2018-12-11 05:48:57
depth0
children6
net_rshares2,925,673,692,698
last_payout2018-12-18 05:39:06
cashout_time1969-12-31 23:59:59
total_payout_value1.325 SBD
curator_payout_value0.419 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length2,247
author_reputation1,829,035,868,014
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000
author_curate_reward""
vote details (457)
@minnowsupport ·
<p>Congratulations!  This post has been upvoted from the communal account, @minnowsupport, by leysonrye from the Minnow Support Project. It's a witness project run by aggroed, ausbitbank, teamsteem, someguy123, neoxian, followbtcnews, and netuoso. The goal is to help Steemit grow by supporting Minnows.  Please find us at the <a href="https://discord.gg/HYj4yvw"> Peace, Abundance, and Liberty Network (PALnet) Discord Channel</a>.  It's a completely public and open space to all members of the Steemit community who voluntarily choose to be there.</p> <p>If you would like to delegate to the Minnow Support Project you can do so by clicking on the following links: <a href="https://v2.steemconnect.com/sign/delegateVestingShares?delegator=&amp;delegatee=minnowsupport&amp;vesting_shares=102530.639667%20VESTS">50SP</a>, <a href="https://v2.steemconnect.com/sign/delegateVestingShares?delegator=&amp;delegatee=minnowsupport&amp;vesting_shares=205303.639667%20VESTS">100SP</a>, <a href="https://v2.steemconnect.com/sign/delegateVestingShares?delegator=&amp;delegatee=minnowsupport&amp;vesting_shares=514303.639667%20VESTS">250SP</a>, <a href="https://v2.steemconnect.com/sign/delegateVestingShares?delegator=&amp;delegatee=minnowsupport&amp;vesting_shares=1025303.639667%20VESTS">500SP</a>, <a href="https://v2.steemconnect.com/sign/delegateVestingShares?delegator=&amp;delegatee=minnowsupport&amp;vesting_shares=2053030.639667%20VESTS">1000SP</a>, <a href="https://v2.steemconnect.com/sign/delegateVestingShares?delegator=&amp;delegatee=minnowsupport&amp;vesting_shares=10253030.639667%20VESTS">5000SP</a>. <br><strong>Be sure to leave at least 50SP undelegated on your account.</strong></p>
properties (22)
post_id67,268,581
authorminnowsupport
permlinkre-pkjn8hkcq-20181211t060035z
categorymoney
json_metadata{"app":"beem\/0.20.9"}
created2018-12-11 06:00:36
last_update2018-12-11 06:00:36
depth1
children0
net_rshares0
last_payout2018-12-18 06:00:36
cashout_time1969-12-31 23:59:59
total_payout_value0.000 SBD
curator_payout_value0.000 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length1,692
author_reputation104,981,098,086,561
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000
@steemxp ·
You've received an upvote from SteemXP Community

[SteemXP Curation Guild]( https://beta.steemvoter.com/explore/guild/steemxp) is dedicated to the growing Southeast Asia steemit communities. To support and promotes new and promising authors, original and good content from Southeast Asian Nations Member Nation. Indonesia, Thailand, Malaysia, Vietnam, Singapore, Philippines, Myanmar (Burma), Cambodia, Laos, Brunei.

Check out our [Website](www.steemxp.com), Join our community on [Discord](https://discord.gg/dUmrdfp) and support our mission by following our curation guild. 

Vote SteemXP Witness @bitrocker2020 using this [link](https://steemconnect.com/sign/account-witness-vote?witness=bitrocker2020&approve=true)
properties (22)
post_id67,288,615
authorsteemxp
permlinkre-leysonrye-pkjn8hkcq-20181211t160602273z
categorymoney
json_metadata{"tags":["money"],"links":["https:\/\/beta.steemvoter.com\/explore\/guild\/steemxp","www.steemxp.com","https:\/\/discord.gg\/dUmrdfp","https:\/\/steemconnect.com\/sign\/account-witness-vote?witness=bitrocker2020&approve=true"],"app":"steemit\/0.1","users":["bitrocker2020"]}
created2018-12-11 16:06:03
last_update2018-12-11 16:06:03
depth1
children0
net_rshares0
last_payout2018-12-18 16:06:03
cashout_time1969-12-31 23:59:59
total_payout_value0.000 SBD
curator_payout_value0.000 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length719
author_reputation695,380,042,509
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000
@steemitboard ·
Congratulations @leysonrye! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :

<table><tr><td>https://steemitimages.com/60x70/http://steemitboard.com/@leysonrye/posts.png?201812110751</td><td>You published more than 30 posts. Your next target is to reach 40 posts.</td></tr>
<tr><td>https://steemitimages.com/60x70/http://steemitboard.com/@leysonrye/votes.png?201812112010</td><td>You made more than 1250 upvotes. Your next target is to reach 1500 upvotes.</td></tr>
</table>

<sub>_[Click here to view your Board of Honor](https://steemitboard.com/@leysonrye)_</sub>
<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>


To support your work, I also upvoted your post!


> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
properties (22)
post_id67,297,335
authorsteemitboard
permlinksteemitboard-notify-leysonrye-20181211t204023000z
categorymoney
json_metadata{"image":["https:\/\/steemitboard.com\/img\/notify.png"]}
created2018-12-11 20:40:24
last_update2018-12-11 20:40:24
depth1
children0
net_rshares0
last_payout2018-12-18 20:40:24
cashout_time1969-12-31 23:59:59
total_payout_value0.000 SBD
curator_payout_value0.000 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length997
author_reputation38,705,954,145,809
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000
@declutter69 ·
Lengthen the periods in which you buy things, so you can look for deals. Also, be open to buying used things.
properties (22)
post_id67,314,781
authordeclutter69
permlinkre-leysonrye-pkjn8hkcq-20181212t064148531z
categorymoney
json_metadata{"app":"steemit\/0.1","tags":["money"]}
created2018-12-12 06:41:48
last_update2018-12-12 06:41:48
depth1
children0
net_rshares0
last_payout2018-12-19 06:41:48
cashout_time1969-12-31 23:59:59
total_payout_value0.000 SBD
curator_payout_value0.000 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length109
author_reputation56,522,611,888
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000
@arcange ·
Congratulations @leysonrye!
Your post was mentioned in the [Steem Hit Parade for newcomers](https://steemit.com/hit-parade/@arcange/daily-hit-parade-for-newcomers-20181211) in the following category:

* Upvotes - Ranked 4 with 443 upvotes

I also upvoted your post to increase its reward
If you like my work to promote newcomers and give them more visibility on the Steem blockchain, consider to [vote for my witness](https://steemit.com/~witnesses)!
properties (22)
post_id67,335,378
authorarcange
permlinkre-pkjn8hkcq-20181211t180526000z
categorymoney
json_metadata{}
created2018-12-12 17:06:00
last_update2018-12-12 17:06:00
depth1
children0
net_rshares0
last_payout2018-12-19 17:06:00
cashout_time1969-12-31 23:59:59
total_payout_value0.000 SBD
curator_payout_value0.000 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length450
author_reputation231,443,210,169,699
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000
@cwow2 ·
Set it to be automatic. I save 1k every month.
I changed up my strategy to save up more. So I am now saving whatever I make after monthly bills and only need 3k for myself for food and such. Last month I saved 2.5k out of 12k and I had a dentist bill on 1.7k. The currency I am referring to is Danish kroner(dkk)

Posted using [Partiko Android](https://steemit.com/@partiko-android)
properties (22)
post_id67,350,641
authorcwow2
permlinkcwow2-re-leysonrye-pkjn8hkcq-20181213t014138932z
categorymoney
json_metadata{"app":"partiko"}
created2018-12-13 01:41:39
last_update2018-12-13 01:41:39
depth1
children0
net_rshares0
last_payout2018-12-20 01:41:39
cashout_time1969-12-31 23:59:59
total_payout_value0.000 SBD
curator_payout_value0.000 SBD
pending_payout_value0.000 SBD
promoted0.000 SBD
body_length382
author_reputation34,585,088,305,203
root_title"What are the best saving tips you know ?"
beneficiaries[]
max_accepted_payout1,000,000.000 SBD
percent_steem_dollars10,000