![images.jpeg](https://steemitimages.com/DQmZ4morMNphnPYyeZfg3Wq1ht9dMZWRnZ1KjGuDmHQJzsz/images.jpeg)
[Wealth](0ahUKEwijhLftgNjaAhVBIsAKHTJtA5wQ_AUIESgB)
How is wealth created and maintained by seemingly “average” men and women with no special skills or talents? What do the wealthy do on a consistent basis? What disciplines have they developed or do they follow that allow them to achieve their dreams? Over sometime, I have been exposed to the best and the brightest. I have interviewed many wealthy people. I have read books on money and capital- its creation and growth. And I have found one thing to be certain actions and follow consistent routines that allow them to create and maintain considerable wealth. They plan, dream, save, invest, and give in a never-ending cycle of financial prosperity.
To drive the point home, they utilize the nine disciplines of wealth.
![bigstock-night-cityscape-focus.png](https://steemitimages.com/DQma39gJ5z7zoLPrWwBGyjXaYoweXa35NTmhYStnJFRt39c/bigstock-night-cityscape-focus.png)
[Clarity](https://www.google.com.ng/search?q=clarity&client=ms-android-tecno&prmd=ivn&source=lnms&tbm=isch&sa=X&ved=0ahUKEwij6uTI-djaAhWID8AKHeniAwcQ_AUIESgB#imgdii=EX_VeyyL0K05IM:&imgrc=hEasZxnvjEC8jM:)
#Clarity: Clarity is defined as “a vision for life; the ability to determine exactly what you want. “The men and women of this study possess the ability to set clear, well defined goals as well as to formulate plans for the achievement of those goals. Many have developed the mindset that allows them to tune out distractions and give absolute attention to their top priorities. Clarity is the master skill of success that unleashes the power of goals. Clarity unlocks the door to wealth, happiness, high self esteem, and the accompanying feelings of pride, satisfaction, and success. Clarity is essential for those who seek financial independence.
![images (1).jpeg](https://steemitimages.com/DQmVUqLtnHVk19LrytzmnCBFiXDrsFLrGh1Pah84n3jtm9R/images%20(1).jpeg)
[vocation](https://www.google.com.ng/search?client=ms-android-tecno&tbm=isch&sa=1&ei=WE_iWp2tNaHHgAaauYKwCQ&q=work&oq=work&gs_l=mobile-gws-img.12..0i67j0l4.5702.11610..33095...0....897.5904.5-3j5..........1..mobile-gws-wiz-img.....3..41.eoPldTaECqY%3D#imgrc=9agsJCESqzJSrM:)
#Finding The Right Vocation: The wealthy chase the dream, not the rainbow. They are driven more by the prospects of success and enjoyment than by money. When you are passionately engaged in your work, it feels natural and right. You feel alive and capable of extraordinary things. Your imagination opens up and you find a steady stream of new ideas, better ways of feeding your vocation. On the other hand, if you lack passion for your chosen field, you are losing money. Because, as it turns out, your work is more likely to make you wealthy than any investment or business opportunity to which you are only half-heartedly attracted.
Matthew 6:21 “where your treasure is, there your heart will be also. “Successful people regard material rewards as a bye-product, not a goal, of success. They do what they love to do; they work “near the heart of things”; they discover the right voice.” Those that I have observed found the labour of love; an area of excellence; something they love doing; a field in which they became completely absorbed and engaged. An area in which they can become proficient. What is striking is that many within this study talk about their work in the same manner that others describe a hobby. Each was willing to pay any price, to go any distance, to invest in his or her time to find the correct vocation. They know that if you seek your dream, if you do what you love, the money will follow.
![images (2).jpeg](https://steemitimages.com/DQmVkRnGF41cb2pxA54Ac9GdpS8LmLgudezdgnZfPb7waG4/images%20(2).jpeg)
[sales](https://www.google.com.ng/search?q=sales+skills&client=ms-android-tecno&prmd=ivn&source=lnms&tbm=isch&sa=X&ved=0ahUKEwjI34-y_NjaAhUIIMAKHZ5sABwQ_AUIESgB&biw=360&bih=560&dpr=2#imgrc=cYy-67QkOvtAuM:)
#-Superior Sales Skills: These skills require the ability to influence, persuade, and motivate others to use your products or services; the ability to interact effectively, convey ideas and thoughts in a positive manner. The millionaires I have interviewed posses high levels of ambition, and they pattern their behaviours after leaders in their field. They view themselves as thoroughly prepared, completely competent sales professionals tough enough to deal with any rejection, capable of overcoming any objection, and caring enough to help others attain their goals.
#The Ability To Execute Ideas: Any successful plan or mission has two essential elements- conception and execution. Without a successful heritage of the two, the plan fails. Those who succeed know that society pays for results, not effort. Moreover, execution is so crucial to achievement that it can be considered not simply an important factor but the foundation upon which all hopes and visions are built. At some point during their careers, these men and women discovered that the marketplace became more enthused after they proved their ideas, not before. Therefore, they moved forward and willingly took charge of implementing their old plans. They grab bold of any situation and rely upon their own ability to carry them to financial success. Consistent, dependable execution is the hallmark of greatness.
![images (3).jpeg](https://steemitimages.com/DQmQL6MopVEqMnbJ9zQiHaiYpo1DfFtKyueRVj4V86CT9dT/images%20(3).jpeg)
[persistence](https://www.google.com.ng/search?client=ms-android-tecno&biw=360&bih=294&tbm=isch&sa=1&ei=WlDiWsa8N-nUgAbVqpe4Dg&q=persistence&oq=persi&gs_l=mobile-gws-img.1.0.0i67j0j0i67j0j0i67.185474.191152..193312...0....869.6035.5-7j2..........1..mobile-gws-wiz-img.....3..41.bln1hzuOBus%3D#imgrc=UKUIw5UIBL3I0M:)
#Persistence: Self-made millionaires are realistic enough to expect challenges and setbacks. Further, they do not become disappointed, discouraged, or depressed by difficulties or temporary defeat. They resolve in advance that they will never give up. Typically, they see opportunities in adversity or the seed of an equivalent benefit. They find promise where others find pessimism. Nothing in the world will take the place of persistence. The courage to persist in the face of adversity and disappointment is a key quality that guarantees success.
![images (4).jpeg](https://steemitimages.com/DQmcYjSUkN9fvLzMnWxReQfc2TM5K2ANcorGJpRVrZFzbGf/images%20(4).jpeg)
[learning](https://www.google.com.ng/search?client=ms-android-tecno&biw=360&bih=294&tbm=isch&sa=1&ei=IFHiWuHHLuSDgAa9oZyABA&q=lifelong+learning&oq=life+long+&gs_l=mobile-gws-img.1.2.0l2j0i10j0l2.97934.105994..107451...0....764.8286.5-13j1..........1..mobile-gws-wiz-img.....3..41j0i67.ZTgMyCHbu94%3D#imgrc=g2mZ4fBHKCrD5M:)
#A Dedication To Lifelong Learning: Surprisingly, education is not required for great financial achievement. Several of the multimillionaires I’ve seen didn’t finish college. Though I found these men and women to be no more gifted than others throughout the society, each had developed an insatiable desire for knowledge and information. They stand out because they had taken the time to prepare, to read, and study, to develop their full potential to a level considerably above average. Having a commitment to wealth means becoming a student of wealth. They live by this maxim: If you wish to be successful, study success, if you wish to be happy, study happiness; if you desire great wealth, study acquisition of wealth. They read, read, and read. It’s their curiosity that propels them forward. Education involved both learning of the new and unlearning of the old. Regardless of their educational background, they remain teachable. They simply have to know. Each views learning as a lifelong process.
![download (1).jpeg](https://steemitimages.com/DQmQzG1gBr7oFGm2xUdA6Pbri57BGVEzAfdjhS6TDkayDUt/download%20(1).jpeg)
[service](https://www.google.com.ng/search?client=ms-android-tecno&biw=360&bih=294&tbm=isch&sa=1&ei=j1HiWs2mG471gQae4JnoCQ&q=service&oq=ser&gs_l=mobile-gws-img.1.2.0i67l3j0l2.107911.110741..113360...0....770.4018.5-6j1..........1..mobile-gws-wiz-img.....3..41.4dAgzmfWM2I%3D#imgrc=9FpzhtNLzjSboM:)
#Service: People will make you rich or keep you broke, depending on the way you serve them. You should decide at the outset, if millionaireship is your goal, that you’re going to make people inside the organization and out your primary concern. Millionaires realize the value of service. “Your rewards in life will be in direct proportion to your service,” I was told. Each of us is here to serve others. Service is the price you pay for the space you occupy and everyone can serve.
![download (2).jpeg](https://steemitimages.com/DQmeGqLjuTY6gpdvN4sV3GAVeDfYhJhhQwwLgLUR1otcyJK/download%20(2).jpeg)
[spiritual](https://www.google.com.ng/search?client=ms-android-tecno&biw=360&bih=294&tbm=isch&sa=1&ei=A1LiWr7GH6DmgAbzgZigCQ&q=spirituality&oq=spiritua&gs_l=mobile-gws-img.1.2.0l5.84578.92921..94679...0....1711.9197.5-6j5j0j1..........1..mobile-gws-wiz-img.......41j0i67.m2497P9NNzs%3D#imgrc=uMofvlazOjfK8M:)
#Spirituality: The majority of millionaires maintain a close personal relationship with their Creator and a belief that he almighty has a plan for their life. Divine guidance, rather than religion, dogma, or doctrine, seems to make difference in achieving grand objectives. A faith provides inner strength on a consistent basis. As one interviewee stated, “if you have faith, God certainly has the power.” The majority nurture their belief system through daily prayer and affirmation. Those surveyed went on to say that, to succeed, entrepreneurial hopefuls should “work hard, be honest in all business dealings, and trust in the Lord with all your heart and soul.” An African proverb states, “Pray to God, but row for the shore.”
#Savings: More talent, intellect, education, or skill, the habit of saving is the key to amassing a fortune. The philosophy of the wealthy versus the poor is this: The rich invest their money and spend what’s left; the poor spend their money and invest what’s left. “Pay yourself first,” I was admonished. “If you can’t save at least ten percent of your income , the seeds of greatness aren’t in you.” The habit of thrift not only opens the door to opportunity but is a safeguard against our own weakness, the tendency to scatter our earnings. The saving of money so often means the saving of the individual. Some of the shrewdest businessmen and women I know believe that thrift is a character trait well worth developing. They cherish their savings and abhor debt. “Slow and steady wins the race,” john Rogers of Ariel Capital Management attests. “If it’s on your back, it’s not in the bank. And if it’s on your ass, it’s not an asset. Those who understand interest earn it; those who don’t, pay it. The lesson is clear; if you do nothing but change the way you manage your current income, it could change your life. It’s not what you earn that makes you wealthy, it’s what you keep!.
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