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**About International Currency Management-**

Isn't there this tiny wish everyone has got, to get a chance to travel abroad? From the time we are little, we always wonder how it'd be like, in a foreign country. People speaking a different language, the culture, the attire, the traditions, the festivals and the history. All the aspects are overwhelming. Personally, I always stare in wonderment, of the pictures of my friends travelling to foreign destinations, capturing the moments that look too good to be true. There is always this newness, the curiosity and excitement of looking at a place from different perspective. The seas, the sands, the architecture, and even the roads and highways, all feel like they're extending their hands to welcome you.

Travelling has been taken up as a passion by many people. When I ask them what the most challenging part of traveling is, they say it's the currency change. "Trying to keep track of your money and how it can be converted to their money and how much you can spend and save, is quite a headache. Some currencies conversion processes are tedious and sometimes you might need emergency money and but you don't have it in the required currency and you can be in a fix. It would be wonderful if there was a universal currency."

**About the World of Finance-**

The world of banking is unfortunately not known to all. There are millions of people throughout the world that remain unbanked. Facilities of basic money transfer, loans and other services are not available to them. As a result, they have to live in a state of constant turmoil, saving their cash in their houses, hiding their cash from dacoits, seeing no cash growth of the money that is saved, borrowing and lending from money lenders and falling in the traps of corruption. Life for them is really difficult because of such grave lack of resources and they have to depend on each other for accountability, trust and security.

Furthermore, those of us having a steady bank account also suffer problems. There is a lot of friction, and long procedure for simple transactions of money. Banks have a twenty four hour notice of adding beneficiaries to allow the transfer of cash from one account to another. Third party apps proved to be useful in such cases but they too have their individual wallets and do not allow seamless interconnection between their wallets and  provide some friction when transferring money to the bank accounts from their wallets.

**Cryptocurrencies-**

Cryptocurrencies have been a really popular form of exchange but its usage is not commercially prevalent because of the complicated software that people find difficult to understand. There is no suitable platform that could boost the usage of cryptocurrencies and thus it has become an asset that can only be saved up and not used.

**About Rubius-**

Such problems are addressed by Rubius, a platform that eliminates all the woes related to money transfer and exchange by providing an ecosystem integrated with blockchain technology to enable people to seamlessly transact, exchange, buy and sell the currency of their choice. Anyone using Rubius has his or her wallet integrated with the Ethereum blockchain, and get the ERC 20 token called RUBYs, that are safe, simple and easy to use.

The platform is supported by the Aryl payment app, a decentralized app designed specifically for this purpose. This enables unbanked users to exchange and store currency as well. Rubius has the ambition to grow from a financial exchange platform to a crypto enabled internet service provider, and have all the facilities of our local Internet, decentralized.

**Conclusion-**

Rubius is a well thought startup designed by the technical team after a thorough research of the shortcomings of exchange services in finance. With the aim of providing a financial security and ease to all the people around the globe, it will surely see a huge success in the near future.

**Website** - <https://rubius.io/>

**Whitepaper** - <https://rubius.io/rubius-whitepaper.pdf>

**ANN** - <https://bitcointalk.org/index.php?topic=3254617.0>

**Telegram** - <https://t.me/rubiuschat>

**Published by** - smithjones

**Profile** - <https://bitcointalk.org/index.php?action=profile;u=1936039>