Wow. You Got this! Keep the focus and the Discipline. I wish I was so on point at 19. Priorities is key here. Get the Honey to Get Your Honey - What I mean is setting yourself up with long term financial stability, supports you in meeting the best woman of your dreams, life partner....as you already got 80% of your shit sorted out...that being money. Sure not to say you can't go about it other ways....but sorting out the elephant in the room which is money as a first and foremost major priority is a very cool and dare I say strong response-Able play.  There's a reason why money and our relationships with money are not more talked about in public school.

You Got this, You Know this. Live it, and write, share your story! Look forward to keeping on with your Life Process. Best Regards, and Nice to Meet You!