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银行月底缺钱了?需要我帮忙? by oflyhigh

View this thread on steempeak.com
· @oflyhigh ·
$14.40
银行月底缺钱了?需要我帮忙?
今天午休的时候,某银行的客户经理打来电话,问我能不能帮他一个忙,把我的一项理财产品转成活期放账户里一天,这可让我犯了愁啊。


![image.png](https://images.hive.blog/DQmcB6dDyKDvTtfLdEDioPQmZA17t73XJj1pLmRpE1CHAqb/image.png)
(图源 :[pixabay](https://pixabay.com/))

之所以犯愁,是因为这款理财产品年化利率超过了3%,每一万元一天会有大约1元的进账,客户经理让我帮他转20W出去,这一天可就20多大洋呢。

好吧,其实20大洋也不算多,不过这款理财额度稀缺,要抢购才可以呢,也就是说卖掉这个,再想买回来就比较难了,这样算下去,损失可就不止20元啦。

我问他为啥要这个搞,他大致回复说和什么年中考核啥的有关,涉及到存款比例啥的,总之就是月底又是上半年年底,银行需要保证有一定的存款比例,所以要我帮忙。

按说我这20W有没有影响应该不大,不过我估计可能每个客户经理都有任务额,一个客户经理假设联系10个用户,那么N多用户经理的联系到的总额就应该足够多了。

哎,真不想忙这个忙,有帮他们弄虚作假的嫌疑,另外这个银行虽然不是宇宙行,也是名字响当当首屈一指的大行(怕万一对客户经理有影响,我就不泄露银行名称了),绝不是什么小银行之流的。

话说很有以前也有小银行的业务人员联系过我,月底存款10W存1天就给我很多利息,不过因为那个银行太小,最终我还是婉拒了那个业务员的好意。

不过这次这个客户经理平时关系还算不错,有些拉不下来脸面拒绝,哎,无奈只好答应了他。不过答应完了以后,他竟然问我能不能从别的行帮他凑10W,弄个30W的活期?我只好果断拒绝了。

拒绝了凑30W活期的请求后,他又求我哪天去银行找他申请一张白金信用卡,我说我的两张金卡已经足够使用了,他还是喋喋不休,说我申请下来可以不用,帮他做个业绩。可是我不需要的话,申请白金信用卡干啥啊?于是果断拒绝了。


![image.png](https://images.hive.blog/DQmV2Jh8c1A4zkT1uJF82F8ehGnCh9NXAumrgL5XqZNvEXP/image.png)
(图源 :[pixabay](https://pixabay.com/))

挂了电话以后,我还是把从那款理财中划出20W到活期账户,答应人家的就要做到。不过还是感觉怪怪的,在考虑要不要换给银行或者换个客户经理呢?
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vote details (70)
@smalljohn29 ·
這感覺好奇怪喔~~
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