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How to gradually build up a satisfactory financial life by ajewa

View this thread on steempeak.com
· @ajewa ·
$2.32
How to gradually build up a satisfactory financial life
When you ask some individuals for the reason why they spend lavishly instead of managing funds well, their reply is usually that they will begin to manage their funds whenever they have lots of it and that is a very terrible decision to make, how do you think you are going to ever have lots of money when you keep wasting the one you have at the moment and let us even admit that by some form of miracle you are able to hit some jack pot and you have lots of money without financial knowledge, you will end up wasting it just like you have done with the other resources you have gotten before then.

If there is any time to start training yourself on the habit of spending, it is definitely when you have little or close to nothing in resources to spend so by the time you have so much, there will be some form of discipline to restrain you from wasteful spending habit.



![can-a-student-be-cut-off-from-financial-aid-after-taking-too-many-credits.jpg](https://cdn.steemitimages.com/DQmWdWJNUHk6RC19THp65FhPKb6Y3gygZt4PLWT5PE5pLox/can-a-student-be-cut-off-from-financial-aid-after-taking-too-many-credits.jpg)
[Credit](https://www.fastweb.com/financial-aid/articles/can-a-student-be-cut-off-from-financial-aid-after-taking-too-many-credits)

#### Have a budget.
Focusing on financial issues as an individual, as a family or even as an enterprise, it is mandatory for us to learn how to set budget, without a budget it is definite that we will spend on the things that are unnecessary and the come up with what I call buyer’s regret later on.
What I call buyer’s regret?
It is when you go for shopping and you find something very attractive or maybe the price was offered at a reduced rate and you just feel tempted to buy only for you to get back home and begin to blame yourself after realizing it was not necessary after all.

But if you walk into a mall with the list of things you want to buy, you discipline yourself to stick to that list and make sure you are not going beyond what you have in mind to buy.

#### Have saving goals.
While you have a budget for the things you want to buy, the next thing to work upon is having goals for savings, you can determine this by analysing your average monetary reward pattern and how much you wish to save on a regular basis, training yourself to keep up with this saving pattern will help you increase the amount you are saving as your income increases.


#### Pay off your debts.
Another important step to growing your finance and managing funds is by trying to clear all your debt, debts are risky and embarrassing at the same time, the most appropriate way to build up your finance confidently is to clear your debt and you can do that on a gradual basis until you are able to finally pay up everything.
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vote details (18)
@tfame3865 ·
Wow, I love this. For sure, you can never have any good savings if you keep spending lavishly. The point you made are so on point.  Have a budget surely it will help on a long way.
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@ajewa ·
Thank you @tfame3865, a lavish spender will never be able to save.
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@reinaldoverdu ·
saving is very important, and we must have a planning, organize ourselves and try as much as possible not to spend on unnecessary things .
 Very good recommendations beautiful @ajewa .
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@ajewa ·
Learning to spend only on things that are needful will really help us reduce the habit of extravagance.
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@mandate ·
Wow. You have just said it all. If one is lacking, it can affect the remaining two 
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@ajewa ·
Yes it can thank you for reading.
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@oluwatobiloba ·
Saving habit does not spring up all of a sudden, it is a gradual process that has to be nutured and groomed until it becomes something we can conveniently do,nice post.
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@ajewa ·
Absolutely, lots of grooming needs to be done.
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