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我的第二目标 | 还清花呗,彻底关闭花呗 by abcallen

View this thread on steempeak.com
· @abcallen ·
$3.23
我的第二目标 | 还清花呗,彻底关闭花呗
相信不少朋友对花呗都不会陌生,因为大多数人都或多或少的在使用花呗,我也不例外。但根据我去年学习的理财知识来看,花呗这种东西是属于负债,并不会成为自己的资产,也不会让自己富有,所以对于这样一个累赘,我选择彻底关闭。

我目前还欠花呗2159元人民币,虽然这并非巨债,但对于我来说,有一丁点负债都会拖慢我前进的脚步。至于我为何会使用花呗,还是因为我花了明天的钱买了今天想要的东西——摩托车装备。


![image.png](https://cdn.steemitimages.com/DQmfRiKymvDg8pXnHTARtTMrZueVUe9cqXbtyqHfvDpEQrG/image.png)


虽然我还没有买车,但提前购买了相应的摩托车装备,可以推着我前进,最后把摩托车给买了。直到今天我开始存钱后才发现“计划赶不上变化”... ...

最近的月收入真的有点惨淡... ...每月除了要交网费之外,我还需要存一定的钱,其次就是还两百多的花呗。

假设我不还花呗了,没有一丁点负债了,那么我就可以通过每次存入余额宝的钱成为资产了。只有这样我才能一步步变得富有,虽然最后不一定会成为资本大佬,但在怎么也可以实现财富自由。

所以在实现第一个目标“考取摩托车驾驶证”后,还清花呗,彻底关闭花呗成为了我的第二个目标。其实第二个目标在前段时间已经在逐步实现中了,就在昨日,我已经提前还了两百多,这是6月份的。

提前还的好处在于,我中间可以拥有大量的时间继续赚钱,然后存钱,最后不用太担心没钱换花呗。当然,我更愿意一次性还清,这样我就没有负债了。

虽然花呗的存在刺激了消费,但请谨慎使用,小心哪天还不起了被支付宝拉入“征信黑名单”... ...那个时候就只有呵呵了。

-----

<center>
![ABCALLEN.png](https://cdn.steemitimages.com/DQmUZDS1AKn19uzd26tqBCogo9Ce7ernLewxX1jzdvHrCmu/ABCALLEN.png)
</center>
👍  , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , and 46 others
👎  
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vote details (111)
@mrpointp ·
拍拍
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@lovequeen ·
花唄?這是什麼???
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@lovelemon ·
先花钱,月尾结账再还钱
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@lovequeen ·
謝謝解惑^^
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@dryuen ·
阿兰,你好:)
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@nuagnorab ·
花呗沒用過呢!有借有還上等人。拍拍
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@cloudblade ·
花呗让人啪啪啪的又爱又恨
!trdo
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@trendotoken ·
Congratulations @cloudblade, you successfuly trended the post shared by @abcallen!
@abcallen will receive <b>0.28752975</b> [TRDO](https://steem-engine.com/?p=history&t=TRDO) & @cloudblade will get <b>0.19168650</b> [TRDO](https://steem-engine.com/?p=history&t=TRDO) curation in 3 Days from Post Created Date!

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---
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@lovelemon ·
阿兰用花呗就像我用信用卡那样,要懂得控制消费才是重点
👏x5
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@wilhb81 ·
老铁棒棒达,拍拍!
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@trendotoken ·
Congratulations @abcallen, your post successfully recieved <b>0.28752975</b> [TRDO](https://steem-engine.com/?p=history&t=TRDO) from below listed TRENDO callers:<br>

>	<sup>@cloudblade earned : **0.1916865** [TRDO](https://steem-engine.com/?p=history&t=TRDO) curation</sup> 

---
<sup>To view or trade TRDO go to [steem-engine.com](https://steem-engine.com/?p=market&t=TRDO)
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