Tx 039bd08c227f30e4fee7eda0f48a4ff57a377c99@32559584

Included in block 32,559,584 at 2019-05-02 16:30:57 (UTC)


Raw transaction

ref_block_num53,708
ref_block_prefix3,640,892,546
expiration2019-05-02 16:40:51
operations
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0.comment
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parent_author""
parent_permlinkico
authorfaz3
permlinkkleynbank-ico-review-decentralized-coins-that-connect-the-world-of-fiat-and-crypto
title"Kleynbank (ICO REVIEW) - Decentralized Coins that Connect the World of Fiat and Crypto"
body"![](https://cdn.steemitimages.com/DQmY93huC79i5nksdDkBDCMUzL6QGZeP4YeB1FoqcSmj7Ua/image.png)
Banking has become the part of our day to day life and it is impossible to imagine our life without banking facilities. We need it for almost everything we do, from paying for goods and services to borrowing for our personal and business requirements. But in this era of the digitalization and globalization, there are still 2 billion people in the world which are underbanked and does not have access to banking facility through any medium like web or mobile. Around 20% of this unbanked adults still uses cash as the medium of exchange in daily life. Financial inclusion is very important for the empowerment of these people and banking is key in that.
With the emergence of technologies like Blockchain, which can provide the necessary infrastructure to build the decentralized and accessible for all Banking system that can run without the need for any centralized mechanism. Blockchain has the power to transform the banking system which is now unable to serve people in lower income segment due to its outdated infrastructure. The KLEYNBANK project is a true innovation in the banking system without borders dedicated to the world. KLEYN bank believes that the banking system requires the greatest reforms of the 21st century and that only blockchain and biometrics can make it simple and safe.
![](https://cdn.steemitimages.com/DQmYmXzSGxQpua4VigrPAZVbwRB97faf2GC8dfd2oQzZ1qp/image.png)
# About Kleynbank
KLEYN bank is a true innovation in the banking system without borders dedicated to the world. KLEYN bank believes that the banking system requires the greatest reforms of the 21st century and that only blockchain and biometrics can make it simple and safe. Kleyn Bank aims to provide the best innovative services to personal and business banking clients. In the era of new smart contract technologies, infinite possibilities will be offered for existing businesses and new businesses. KLEYN bank believes that companies should not have limits and really understand that banking services are a vital part of any business. The innovation products and services will bring the true potential of the business.
Kleyn Corp LTD is going to provide a wide range of payment processing solutions to all business clients. E-commerce clients will have the possibility to easily accept payments on their web-pages, platforms, applications, games, etc. with easy to use and informative merchant cabinet/panel. They will have the opportunity to accept payments in traditional Fiat currencies via credit or debit cards (Visa, China UnionPay, MasterCard, Diners) and direct bank transfers.
Apart from that, entrepreneurs will be able to accept payments in digital currencies with support of the bank which will provide clearing procedures. At the same time, the bank will provide convenient and effective invoicing services. Having all these services provided by Kleyn Corp LTD, companies will have the opportunity to substantially decrease costs, increase effectiveness of working procedures related to financial management and get access to a wider audience of potential customers.
The team will develop a POS terminal software, which will give users of our bank a possibility to connect a credit card or a bank account tohis/her fingerprint, and pay in the store by applying a thumb to the Fingerprint scanner attached to POS terminal. This technology will increase effectiveness of payment process in the store, and will provide benefits not only for customers, but also for business clients, by lowering the amount of queues and increase the amount of sales.
![](https://cdn.steemitimages.com/DQmYmXzSGxQpua4VigrPAZVbwRB97faf2GC8dfd2oQzZ1qp/image.png)
# UNIQUE BENEFITS
Benefits of Kleyn Crypto Bank of Investors
The 1% of each coin sold will be destined to the development and achievement of new miles assuring a stable and reliable system that can benefit each user.
Mobile Operators
Desktop utility and all-in-one application with ease of use to avoid long and annoying waits for customer service with your daily banking needs. Do it yourself and manage the portfolio.
The idea of banking is to evolve the banking system and revolutionize the way it pays through the chain of blocks in a decentralized manner so that it has total control. Kleyn Bank will provide a wide range of payment processing solutions to our commercial customers. E-commerce customers will have the possibility to easily accept payments on their web pages, platforms, applications, games, etc. with an informative and easy to use panel / shop. Our services include;
Processing of payments in FIAT and serial payments that are not FIAT in FIAT and not in FIAT Multi,
Administration of bank accounts,
Billing,
Issuance of cards,
Processing of white labels,
Intelligent management of contracts,
Biometric POS terminals.
![](https://cdn.steemitimages.com/DQmYmXzSGxQpua4VigrPAZVbwRB97faf2GC8dfd2oQzZ1qp/image.png)
# About Kleyn Coin
Kleyn Coin is a decentralized currency that aims to connect the world of fiat and crypto in creating regular fiat accounts and crypto portfolios for daily payments and banking needs in applications for use around the world in one place on a cellphone or computer for Everyone to understand and do Life is a simple place for financial needs.
Kleyn Corp LTD will operate as a gateway for cryptocurrency – it will turn fiat into crypto currency and return to fiat. The bank will be integrated with the main cryptocurrency exchange and use its own reserves in fiat and cryptocurrency to execute exchange requests from our clients. For our clients, the exchange operation between a fiat account and cryptocurrency will be as simple as transferring money from one fiat account to another fiat account.
![](https://cdn.steemitimages.com/DQmYmXzSGxQpua4VigrPAZVbwRB97faf2GC8dfd2oQzZ1qp/image.png)
# How will KLEYNBANK Work?
Kleyn Corp Ltd will be built using modern best practices and technologies. All company data will be replicated to several geographically distributed data centers around the world. Data will be saved on a regular basis. All KleynBank executive servers will be duplicated for reliability. Distributed computing will be used to ensure high availability of banking services. Company KleynBank will use a load balancer to distribute network traffic between its interfaces - apis and web interfaces. All systems of the company will be designed in such a way that they can be expanded to billions of users. Access to the KleynBank system and all API actions will be strictly controlled. To gain access to the company's API, developers will need to create developer accounts and register their applications in the system. KleynBank systemwill store application profiles that will contain all the information necessary for access via API - application identifier, private key, permissions. Private keys will be used to authorize all API calls from the application and to confirm that this API call comes from the correct application. To use some domain-specific APIs, developers must send a request to access that part of the API and get approval from the bank. When the approval of the bank is received, the application is allowed to request customers to grant their permission to the application. The application has the ability to invoke these protected API methods when all necessary permissions are given by the bank buyer.
![](https://cdn.steemitimages.com/DQmYmXzSGxQpua4VigrPAZVbwRB97faf2GC8dfd2oQzZ1qp/image.png)
# KLEYN BANK BUSINESS BANKING SECTOR
In the era of new smart contract technology, unlimited possibilities will be offered for existing businesses and new companies. We believe that companies cannot have limitations and truly understand that banking services are an important part of any business. Our innovation products and services will bring true business potential.
### Token and ICO Details
* **Symbol:** KLB
* **Currency name:** Kleyn Coin
* **Total supply:** 1 billion.
* **Hardcover:** 57M USD
* **Soft cover:** 7M USD
* **Adjustable:** Yes, all unsold ICO chips and any rewards claim card will be burned.
* **Initial rate:** Price per card, blocked. 1 record = 0.03 USD
![](https://cdn.steemitimages.com/DQmTkJAHqavz1o7B5Uh6RaR3QmmPuhRFZ4vVh7SwjFeZCJ2/image.png)
### Distribution of Token
![](https://cdn.steemitimages.com/DQmaJkiEDM6jrCe2x25e4jNHyEBJ5isNcWmXyC6oPXdAQNR/image.png)
78% Distribute to Investors ( Pre Sale and ICO )
13% Reserve for Future Development and Partnership Expansion
5% Team ( Developers , Advisers, Partners etc. )
4% Bounty Campaign , Registration Bonus & Referral Commission
### Usage of Fund
![](https://cdn.steemitimages.com/DQmPkywCgPMGEvnt3LYV4QzNJpwXkxt7f2W34YwAqPCV4jw/image.png)
10% Development of Decentralized Exchange
21% Allocate for Kleyn Bank Debit Card
32% P.O.S Machine Development and Distribution to Merchants
11% All other Development related to establish Crypto-Fiat Bank
10% Events, Marketing & Promotions
8% Operational Work , General & Administration
5% Security & Insurance
3% Legal Work
**********
# ROADMAP
![](https://cdn.steemitimages.com/DQmQTpWTH99grbQqLB5rCr7zpwuGJTV48S3CQdEQrTxpPvn/image.png)
![](https://cdn.steemitimages.com/DQmWdRYX917rUcQWzHUvaL4PUPRDN2C9rbCQkjF6HkiDxJv/image.png)
![](https://cdn.steemitimages.com/DQmcaWUThoYrM1ujjeMzxUTrrznfY6VBCgWNk2CZgwmBHCS/image.png)
**********
# TEAM
**ADRIAAN KLEYN:** MANAGING DIRECTOR
**ASHOK RATHOD:** ‎TECHaNICAL DIRECTOR
**HITESH SOLANKI:** TECHNICAL HEAD & PROJECT MANAGER
**KAUSHAL SADHU:** BLOCKCHAIN DEVELOPER
**VISHAL SENJALIYA:** GOOGLE MOBILE SITE CERTIFIED DEVELOPER
**KIRIT VANANI:** BUSINESS DEVELOPMENT MANAGER
**DHAVAL KAPADIYA:** WEB DESIGNER
**KISHAN PATEL:** SR. DEVELOPER AND TEAM LEADER
**MITAL KANANI:** GRAPHIC DESIGNER
**ANKITA PANCHAL:** BUSINESS DEVELOPMENT MANAGER
**JATIN PARMAR:** SR. WEB DEVELOPER
*********
### For more information, please visit the links i have provided below:
**Website:** https://www.kleynbank.io
**Whitepaper:** https://www.kleynbank.io/kleynbank_whitepaper.pdf
**Twitter:** https://twitter.com/kleynbank_klb
**Facebook:** https://www.facebook.com/kleynbank
**Google+:** https://plus.google.com/u/0/104479519663241353137
**Reddit:** https://www.reddit.com/user/KleynBank_Official
**Medium:** https://medium.com/@kleyn_bank
**Tumblr:** https://kleyn-bank.tumblr.com/
**Instagram:** https://www.instagram.com/kleynbank.io
**Quora:** https://www.quora.com/profile/Kleyn-Bank
**Cryptocompare:** https://www.cryptocompare.com/profile/kleynbank/#/activity
**Author:** faz3
**BitcoinTalk profile link:** https://bitcointalk.org/index.php?action=profile;u=2591563
**ETH Address:** 0x99dAaA3b489c22306624ca1eB6AB535BDE54cFaa"
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0.2021b304d421d893277faa2cdb691bc26dc8e719317b2b2fc611f59420117c08ea028031ddd7fb982b182562c514f1034cf0e8438d749ce89ff5cf1dca4b05886c
transaction_id039bd08c227f30e4fee7eda0f48a4ff57a377c99
block_num32,559,584
transaction_num6