Definitely think you are right here. Especially as both Facebook crypto and jp coin would be limited in their target population. Jp is only for internal or customer use, and unless you have millions of euros in transactions with them, you are not their customer!

Facebook, at the moment seems to be region locked for remittances... That might get people thinking about how to use other crypto for going further afield geographically. 

.. And both are meant as stable coins and not as a result of a new economic loop.