The acceptability cryptocurrencies has experienced has widely increase it user ability and global adoption. Most people are investing in crypto and quite a large number of them have assets spread out in various decentralized crypto platforms. The major problem faced with the crypto is how it can be adopted into our day to day transactions. In the sense that having to convert cryptocurrency into FIAT money implies having to go through exchange platforms and this takes time and also has rigorous process included. Well I would personally say its quite okay but it can be better. It is said that
> heavy is the head that wears the crown
Cryptocurrency has gradually become the crown jewel of the financial markets and the desire for more is rapidly growing. It has become necessary that cryptocurrencies can be used for our regular day to day shopping; just like the way we go into a store and buy groceries or pay for services and goods usibg FIAT money or our debit card. I have always believed in this possibility and **GRAFT** Has brought my imaginations into a reality.
# About Graft
Graft is a platform that regularizes the acceptability of crypto currency as an acceptable payment method. Graft adopts a process similar to the electronic payment methods that the credit cards and debit cards using in initiating payments for goods and services. Traditional payment methods that had to do with exchange platforms and going through intermediaries will no longer be necassary as transactions can now be carried out between buyers and sellers using Graft.
Grafts looks at integrating the use of cryptocurrency as an acceptable source of payment by employing a mobile payment app that allows for machants and customers to effectively transfer and receive funds using the mobile app which is suitable for android and iOS devices.
Graft: Global real time authorization and funds transfer is an open funds processing platform designed to process funds authorizations and settlements to merchants (service providers) and funds transfer via blockchain. Graft is a decentralized platform and an open community of financial brokers and the platfrom supports a variety of payment method that is desirable to its customers. Its supports cryptocurrency, cryptographic token, credit card(ATM) and also funds transfer that can be utilized usibg the mobile app.
Graft goes a step further in ensuring that customer satisfaction is gained by making sure that customers are not charged for transaction charges as we do our regular cards and transfer using centralized platforms. Graft only charges the merchant a little percentage which is just about 0.25% for each transaction which is more than half of what regular credit cards charges customers for transactions.
#### Graft Mobile Pos
This mobile application allows merchants to accept any payment from their mobile phone.
# Real time authorizations
Grafts aims at implementing RTA that enables transaction processing faster and less stressful which implies making sure that transactions are carried out and executed in real time, and customers/merchants are able to pay and receive payments almost instantly. RTA also ensures that customers can make payments with any cryptocurrency of their choice and merchants can also receive payments in any currency of their choice. For example I van decide to buy using Regular currency buy the merchant rather wants to receive his payments using cryptographic token or at regular FIAT exchange rates, The RTA helps effects this smoothly in real-time. The Graft platform adapts with the regular method already while integrating crypto as an additional payment method in the sense that merchants do not have a problem with having to switch to accepting crypto they can continue and also pay less with Graft with no additional procedure equipment or device.
In order to promote acceptable graft also via the crypto find app implements a protocol that allows users to search locations that accepts crypto via the app and merchants can also update status like a regular social media app to enable user know goods an services they offer and also know their locations.
Watch my video on graft
https://youtu.be/FdjyMzVyowA
**listen preferably with headset**
Conclusion
Graft is a platform that encompasses all payment methods available this will change the face of the financial system for good. Its acceptability of all cryptocurrency including credit cards puts no restriction on the use of Graft that even if the customer doesn't own a crypto wallet he can also utilize the mobile app for their regular daily transactions including transfers that will not attract any payment whatsoever from the customer and also merchants can also pay really less for transactions carried out which is far lesser than the traditional credit cards charge.
With the mobile app and POs merchants can receive payments anywhere. This will rapidly promote the growth and adoption of cryptocurrency by users and also by nations as unlike FIAT crypto has the ability to increase in value as market value increases so users have the edge of growing their income and also digitalizing their financial usage this helps increase security via the blockchain technology and also customer privacy is guaranteed.
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