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Quintessential principle of wealth creation: *A part of all you earn is yours to keep*. (from Richest man in Babylon)

We go through our daily jobs, working and getting worked. Whatever means you earn from, your efforts are rewarded. 

>Your build incomes, but earn salaries. 

Most times, you're worth 90% more than what you currently earn and you bring to the organization at least 50% more than you earn. 
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>So if your skill sets, earn you #500,000. That means you've brought more than #750,000 to your organisation. I believe more. 

That's to tell you, *You capacity to earn is dependent on how you **put to good use** your abilities and skills. 

Today, I won't be dwelling on earning. I'll be dwelling on what happens to your earnings after you get paid. 

Most people earn high figures, but I call them*slaves*. Here's why:
>You pay the shoe designers, the tailor, the car dealers, the food company, the government and other people, *but you **never** pay yourself.*

Those people have become experts in creating wealth, so they know how to make you pay them no matter how trifling you earn. 

It's as good as you work for other people all your life. 

Most people shout financial freedom, attend seminars and read books, but fail to understand this cornerstone principle. 

>PAY YOURSELF BEFORE PAYING OTHERS(i pay my tithe first, then am second). 

So here is the thing, so many people claim they have savings.  They simply store money to spend later! 
It's the same thing as working and waiting for salary and then go pay others. 

>For all you earn, how much does it earn back for you? 

Your savings account is totally different form your *Emergency Account*, and totally different from your *Expenses or Miscellaneous Account*.
Why are they different?  **PURPOSE**

Your savings account has a purpose, which is to earn you more money! Yes. You save it to invest and let your money earn more for you. 

You can have accounts for various things, but without your savings account, you probably might never become as free as you want financially. 

So here is the thing, you can decide your savings plan. Design whichever works for you.  *But start your savings!*

If you can save #1000 everyday, at the end of the year, you'll have #365,000. What can you use #365,000 to do, that will earn you more money? 

Even if it's #50 daily, at the end of 365days, you have #18250. What can you do to multiply it?

>Think multiplication not increasing your expenses. 

Now, here is the thing:
>Pay yourself nothing below 10% of your earnings, that's your first step to financial freedom. 

The payment goes into your savings account. 

You can have an emergency and expense account too. 

But we want to build your savings account. 

If you earn daily, weekly or monthly, make sure you pay yourself nothing below 10% when you earn. 

If I earn #200,000 monthly, if I pay myself 10%, which is #20,000, after 365 days, I have #240,000. What can I do to multiply that? 

Have you ever noticed, that the rich get richer and only a few poor people escape getting poorer? It's simply because of PRINCIPLES. 

you remain poor is you lack knowledge of money acquisition and multiplication.

>Financial freedom is simply put: Earn and make your earning earn for you, and their earnings earn more for you. 

Enslave that paper! 

That being said, don't get overwhelmed, go a baby step at a time. The difference between a man that says I want to be rich and one that says I want #300,000 in my account by end of this year is "defined, timed and articulate desire. "

Start with 10% and you can go as much as you want. But start! 

*I won't tell you my own breakdown,but if you would like to know, comment below, let's talk it over.*

There are so many ways to start your savings, you could keep it in the bank, but am quite selfish if you're making money of my money, you might as well give me reasonable percentage. If not, I go with my piggy bank. 

I have three piggy banks. And please, don't be deluded to believe only kids need them. You need too.  While we were growing up as kids, we were taught to save money to spend later. But that's just simply hoarding.. It's quite wrong. Teach your children to make more money with the little to give them. I will talk about that in another post. 
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Be discipline enough to keep nothing less than 10% of your earning in that box. And you will find out, it still won't affect your expenses. *Expenses grow to fill up all the room of available funds.*

Determine in your heart to stay by your decision.

This is how you build your savings culture and habit, from little acts of discipline. But accumulating the money isn't the worrisome part. It's how you use it! 

I have 3 piggies, one electronic and debits with the amount I set it to be and number of days. Mainly, your preference. I use piggybank.ng I know it works in Nigeria. You can see if it works in your location or something with similar function. 

No matter how small the sum, consistency to this call will give you great results. 

then my other two piggies, I use for two different functions. But daily actions, metamorphose into habits. 

I hope this has been Helpful. If you have questions or need more info, please ask and if you'd love it to be more private, send to flamesam259@gmail.com

>Start thy purse to fattening: Seven cured for a lean purse. 

Till my next post, am flames!