@haejin . i know you get recently a lot of thanks. But that you share you knowledge and help that way a lot of people will bring you very good karma. I believe if we all would help others as we are all one the world woud be a better place. If i can make money here in the future through a long time investment i want to use it in the service to help others too. 
thanks again and you are doing great work, not only as a analyst but as a human being. 
best to you -