Accurate. Response accepted as a qualifying submission. Particularly for 5, (and actually in all cases) there is technically a review process (people can request a peer review if they are blacklisted) but nobody has every requested it. Usually bad actors know they are bad actors, they're just surprised at getting caught.

Officially we suspend memberships instead of terminating (they have to request their refund to get it) but it amounts to the same thing (no more upvotes on that account).

Don't forgot you can also earn points by scoring the clarity and helpfulness of other qualifying responses.