I can't remember where I read it, but I read somewhere back around September that the next little while was going to be really hard for a lot of us. I didn't think anything of it at the time but it turns out it was completely accurate. The last few months have been super hard for me as well - for a lot of the reasons you discussed. It seems, at least I hope it does, that we are all moving to something better and this is a process we all have to get through to progress. We all just need to keep pushing forward to strive for the something better that is coming next.