"improve access to and cost of finance"

finance capital does not want competition, it wants domination.

"I witnessed from first hand how size hindered their efficiency and their competitiveness until they are finaly beaten by smaller competitors.:

then why do large companies exist. Why do they bother buying other companies. Why do 5 people own more wealth than the bottom 50% of that is not "better".

Big businesses can afford to be less efficient and still come out on top.

Look at central heating, it costs way less per person than small heaters in every room. The same goes for every tool they have to use. It costs less to buy windows in bulk, and to deploy other types of software. Its a lot cheaper to run a massive factory than having a million individuals do it. That's why weaving went industrial.

Tell me, how efficient is it to ship a hundred product in one truck vs only being able to make and ship 10.

Tell me, how is a thousand individual miners better alone? Unless they are renting the means of production, (which means the true ruling class is the ones renting it out, making it centralised still), they would each have to buy their own. That costs more than collectively buying one, far more efficient, machine that they could never afford.

"McDonald's, the nation's biggest restaurant chain, is, in fact, very profitable. Those $5.5 billion in profits last year came from revenues of $27.6 billion, giving the Golden Arches a profit margin of nearly 20%. The average profit margin of big companies in the S&P 500 index is only 8.7%, according to S&P Capital IQ."


give me actual statistics, not stupid quotes. The inefficiency comes from the nature of capitalism, not the nature of large machinery. Linux, windows, and osx could never have been made by individuals, nobody even understands how all of each operating system works. (Well, for windows at least not sure about the others)