TIME to accumulate.  I didn't spend $ I couldn't afford to and have a habit of not doing this.  I would recommend this mind set to everyone so when these times arise you are positioned to make a move.  Steem is AwEsOmE and IMO not going anywhere.  These prices are a blessing and should be taken advantage of.  One day we'll look back and some will be floating on a cloud while others will feel like shit.  Plan accordingly and make your moves.  I wish you all well!