Good Morning,

You bring up many interesting points, I believe that as the word spreads, decentralization will occur!

-pf

lot of things need to be changed in current structure

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Hey man, great with alot of interesting points brought up. 

Im ok with having different accounts held by different people. It would need to be a small number of accounts are we run a higher risk of someone doing a runner. I know myself and i know my integrity. Another concern would be that account holder's would have to be unpaid due to future investment club rules and it's hard work to work for free. It also makes it harder to get a true value of the SPI token if investments are being held by different people as well. Holding an asset like BTC is easy but having to actively hunt down lease's at the best rates are use connections to get even better off market rates can be time taxing and people might be all for it when they start but after 1 year, it'll be an unpaid chore done half assed. Of course, there are always loop holes and account holders could be considered an overhead in some shape are form. If we paid for an auditor, its an overhead. Something to look into but im down with the concept. It would take some of the responibility off my shoulders and give me others to blame if it goes tits up. (that part a joke, haha). But i like it and it would decentilize the whole thing. Now, where do you find people you can trust with potentially 100k+ SP? I guess private keys would need to be shared. 

I like to voting idea and something along the lines of being weighted depending on how many token to hold is most fair i think. 

Great post man, keep the ideas coming

I understand where you are going with decentralization but overall feel like it would make the project less reliable.  The more wheels you add the more you have to worry.  I know that @silverstackeruk wants the project to succeed and would never do anything to hurt it, but we have seen other people say the best of things in a community to get what they want and then screw the others.  
Just my view is that there is a main driver here and as long as he can handle it let him go at it.  If it gets too big then the ideas can be revisited.
Great idea on the voting service though.  
Thanks for sharing!!

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Interesting ideas, @schubes, although I'm wary of bringing in other accounts at this stage. There's a difficult balance between covering contingencies, scaling and ensuring accountability. I'm interested in seeing the agreement that @spinvest is drafting. The voting arrangements sound interesting, I'll have to think about that a little more.

@schubes kindly remove your downvote !
it's investment staking !

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