Considering your own 'personal circumstances', meaning the phase in Life YOU are at Sean, from what you've shared with your readers/listeners, I'd say your *method* is quite realistic & will most definitely materialize in the future as *very wise and astute choices*.
There is a Time-for-Everything as one proceeds on the *Path of Life*.

I myself have been making some very good buys in my most favorite area the past few weeks.
Let's just say really great bargains.
At my age, the simple enjoyments of good health & an easy-go-lucky attitude towards Life ie *Carpe Diem*, a good book, my blooming orchids and beautiful 16th century map hanging on the wall, among other things, *makes my day*.
:)))
Have a Happy Thanksgiving.
One & All.
Best Regards  X-

Up early this morning I see. My basic issue with crypto's in general, and one I have not seen a good answer to, is they all use a compromised network (the Internet). Even if the crypto's are stored offline, at one point they were online. With the NSA collecting everything electronic that is broadcast plus other actors with similar if not quite total collection abilities, I just do not see how this information can be kept private and secure. It may appear that way for lots of people and lots of transactions until one day it just isn't secure anymore. Vault 7 and partial vault 8 are only a small portion of the tools that were released from the NSA security breach. What else awaits just down the line? And the basic operating software for computers and phones is often sold with built-in spy programs (a free, but mandatory feature).

I view this as 'not a risk' until it suddenly is (or may be). As Bill Murphy is fond of saying, Price action makes market commentary. A rising price fuels the 'animal spirits' we all have for getting rich quick and easy. It appears money is on sale right now so get those bargains while the getting is good. But even if the money (crypto) is good, is the transaction medium (Internet/electronics) safe and secure? And how does one know if it is safe and secure? Data from the marketplace only records the transactions that go through successfully. How many transactions fail and if they fail why did they fail? Who do you, the crypto owner, report a failed transaction to?

If you are robbed by a thug on the street you can go to the police department and report the crime. If you are walking along and your phone is cloned/hacked and your crypto stolen do you still go to the police to report the robbery? What level of phone with what safety features allows you to conduct commerce safely with crypto's?

There are more issues, but you get the idea. This level of money is in its very early stages. The electronic revolution this form of money depends on is in its early stages. Guess early and right will make you look like a genius. Metals have the advantage of holding value today that can be exchanged in the tomorrow when the whole crypto method has the bugs worked out.

Thanks for listening.

Still have not found the right lure myself :P